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Cash management solutions

HSBC has the right products and services to streamline your business’ cash flow.

Merchant Services1

HSBC’s Merchant Services solutions help you accept payments how and when you need it, on any device. Our solutions maximize business flexibility, efficiency and security coupled with customer engagement tools.

Payment flexibility

  • In-store, online, and mobile payments
  • Bill payments
  • Platforms and online marketplace solutions
  • Accept credit and debit cards, digital wallets (Apple Pay and Google Pay), and stored value cards

Security

  • Industry-leading security protocols
  • Advanced anti-fraud technology
  • Heartland Secure™ technology backed by a comprehensive breach warranty

Efficiency

  • 2-second authorization times
  • Interchange optimization service
  • Fast funding

Gifts & rewards

  • Customer loyalty programs build brand awareness and boost customer frequency with rewards-based marketing programs.

Analytics

Marketing and advertising

Provides business owners with powerful tools to increase the effectiveness of marketing and advertising dollars. 

 

Email marketing and reputation management

Optional upgrades include email marketing and social media reputation management.

Point of Sale (POS) Products 

Point-of-sale systems built for your specific industry type, not a one size fits all.

  • Manage your inventory, schedules, pricing, time clock and workflow
  • Give your staff the tools they need to take and manage accurate orders   
  • Make targeted, effective upsell offers to increase average ticket sizes
  • Optimize or launch your delivery or online ordering business, issue gift cards, add data analytics and manage payroll to provide your business with everything it needs to succeed 

Accounts Payable

Controlled Disbursement

Allowing you to eliminate guesswork in funding for check payments.

ACH Debit Block 

Electronic Payment Authorization (EPA) to protect your accounts from unauthorized ACH debits.

Get Rate 

Obtain real-time foreign exchange rates within HSBCnet2 Online Banking to help save money on international wires.  

Positive Pay 

Prevents check fraud by matching every check against a list that you provide.  If it’s not on the list, it’s not paid. 
 

Payment types

  • Wire transfers
  • ACH credit payments
  • Online Bill Pay 

Accounts Receivable

Remote Deposit Capture3

Deposit checks securely, anytime, so you can stay focused on running your business.

  • No need to leave the office or remote work location to deliver deposits to a branch or an ATM
  • No monthly maintenance fee
  • User friendly with quick and easy set-up

Lockbox

A wholesale lockbox solution for our customers with high value payments and low mail volume (300 payments or less per month).

National Depository Service (NDS)

Support deposits made through cash pick up services. 

Payment types

  • ACH Debit Payments 

 

Discover more from HSBC Fusion
 

Business checking, savings, and CDs to make every day a success.

 

Conduct transactions online and get real-time account information anytime, anywhere.

 

Cash management solutions with Mastercard® debit and credit cards.

 

Maximize capital with Lines of Credit and Term Loans.

1 HSBC Merchant Services is provided by Heartland Payment Systems, LLC.

2 HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations.

3 An HSBC Business Banking checking account and active HSBCnet login is required to enroll in this product and service. HSBC’s RDC machine allows secure electronic check deposit transactions via a personal computer (PC), a desktop scanner and HSBCnet web-based software from your business location in the US.

Remote Deposit Capture Service customers are subject to Bank approval.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.