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Financing for your business

Our financing options can help you maximize working capital to fund your business’ growth.

Financing options

Lines of credit1

Seeking short-term capital to run and grow your small business? We offer lines of credit with flexible repayment terms to cover working capital needs. 

  • Quick availability of funds
  • May allow you to take advantage of supplier discounts or unexpected opportunities when you need it
  • Rate: A variable rate (indexed to the Prime Rate2

Term loans3

Ready to expand your business? We can help facilitate the right term and loan amount to finance equipment purchases, investments in technology and other long–term objectives. 

  • An ideal way to preserve working capital
  • Flexible repayment schedules can match cash flow  
  • Rate: Fixed

Small Business Administration (SBA) Loans4

Whether you’re looking to start, build, or grow your business, SBA Loan Programs are a smart solution. To learn more, speak with our specialists.

  • SBA-guaranteed loans have favorable rates based on a qualifying HSBC relationship
  • Flexible overhead requirements 

Find out more

Book an appointment and we’ll call you back at a time that’s convenient for you.

Call us at 833.722.4722 or find a branch near you to speak with us in person.

Lines are open Monday-Friday, 8am-8pm EST.

1 The Line of Credit is subject to credit approval, your continued creditworthiness and compliance with terms and conditions of the product offering. For business purposes only.  An annual fee applies.

2 Variable interest rates are determined by adding the applicable spread to the HSBC Prime Rate. The HSBC Prime Rate is the rate publicly announced by HSBC Bank USA, N.A. as its Prime Rate and is subject to change. 

3 Term Loans are subject to credit approval and compliance with terms and conditions of the product offering. For business purposes only. 

4 A percentage of the loan is guaranteed by SBA

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.