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Earn up to a $400 Welcome Deposit when you open a new business checking account1

For a limited time, earn up to $400 when you take advantage of our Welcome Deposit for opening a new HSBC business checking account1 and meet these four qualifying criteria:

  • Open your new HSBC business checking account by 4/30/21; and

  • Deposit the minimum Qualifying Balance1 in New Money2 in the eligible HSBC business checking account within 60 calendar days of account opening; and

  • Complete 6 qualifying transactions3 within 60 calendar days of account opening. Qualifying transactions include: debit card purchases, any check deposited or written, ACH debits and credits, incoming and outgoing Real-Time Payments®4, and incoming and outgoing wires; and

  • Maintain at least the minimum Qualifying Balance(s) in your eligible business checking account for 90 calendar days from the date you deposit the initial minimum Qualifying Balance.

You will automatically receive the Welcome Deposit in your new HSBC business checking account approximately eight weeks after completing all qualifying activities.

HSBC Fusion serves businesses* that: 

  • Are U.S. based
  • Have annual sales up to $5,000,000, including start-ups

Ready to get started?

Book an appointment, and we'll call you back at a time that's convenient for you. 

Call us at 833.722.4722 or visit a branch.

Lines are open Monday-Friday, 8am-9pm EST and Saturday, 8am-4:30pm EST.


* If your business is not U.S. based or if you have annual sales above USD $5 million, click here to learn more about how HSBC can support your needs.

 Offer Terms and Conditions: This offer runs from January 4, 2021 through April 30, 2021 and is available only in a U.S. HSBC branch. Customers who held any HSBC business account (including but not limited to loans and credit cards) from January 3, 2017 through and including January 3, 2021 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

1 "HSBC Business Checking account” refers Fusion First, Fusion Smart and Fusion Professional accounts. Earn up to $400 when you open a new HSBC business checking account and fulfill all offer terms and conditions: $200 when you open a Fusion First account, $300 when you open a Fusion Smart account, or $400 when you open a Fusion Professional account. If you change to, or subsequently open an additional product with a higher or lower balance requirement, you will receive the bonus that corresponds to the initial product you opened. If you open more than one HSBC business checking account and close the first HSBC business checking account within the requirement period, you will not be eligible for the bonus. Your HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) must be in good standing at time of gift fulfillment. 

a. To be eligible for this promotion, qualifying new money balances as highlighted below must be made and maintained for 90 days into one of the following accounts:

    • Fusion First Checking Account: $5,000

    • Fusion Smart Checking Account: $25,000

    • Fusion Professional Checking Account: $75,000

b. The Qualifying Balances in new money outlined in 1.a. above must be held for at least 90 calendar days from the date you establish the minimum qualifying balance.

c. Monthly maintenance fees apply for all Fusion Checking Accounts, please consult your Terms and Charges Disclosures for fee amounts and waiver criteria. 

d. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMS outside of the U.S. Foreign currency conversion rates may still apply. 

2 New Money is defined as funds not previously held by any member of the HSBC Group in the U.S. For purposes of determining whether you have maintained the qualifying balance for the Welcome Deposit, a New Money average balance will be calculated every day to derive the average daily balance throughout the total offer period.

3 Some qualifying transactions may have an associated fee and may require HSBCnet to execute the transaction.  Refer to your HSBC business checking account Terms and Charges disclosure for fees associated with your account. 

4 RTP® is a registered service mark of The Clearing House Payments Company LLC 

HSBC reserves the right to change or terminate this offer at its sole discretion.

Eligible customers who take advantage of this offer cannot receive any other Business Deposit Offers provided by HSBC Bank USA N.A. New Business Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. The Welcome Deposit to your qualifying HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) will be reported on the applicable IRS form. Limit one Welcome Offer Deposit per customer. This offer is subject to HSBC policies. Certain restrictions apply.