Gary Lai is located in the Metro New York City area and operates out of HSBC’s Metro NYC and Northern New Jersey locations. Gary is bilingual in English and Mandarin. He specializes in new development condos, jumbo mortgage loans, first time home buyers, co-ops, condos, and 1-4 family homes. Gary is involved in Asian Real Estate Association of America for two chapters.   Gary can be reached at gary.lai@us.hsbc.com.