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James McTernan

Mortgage Consultant NMLS ID: 1112719

James McTernan is located in New York City and operates in HSBC’s 452 Fifth Avenue building. James specializes in international clients, international relocations and HSBC portfolio loans. James has been a Premier Mortgage Consultant with HSBC for 5 years and spent 4 years at a boutique direct to consumer lending. James can be reached by email at

Contact James



800 6th Avenue

New York, NY 10001


Phone: 917.391.4867



Areas Covered/ Languages

  • 452 Fifth Avenue New York NY 10018

Specialties/ Awards

  • International clients
  • International relocations
  • HSBC portfolio loans

Education / Associations

  • Premier Mortgage Consultant with HSBC for 5 years
  • 4 years at a boutique direct to consumer lender

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1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.  

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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