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Julia Cheng

Mortgage Consultant NMLS ID: 410216

Julia Cheng is located in Southern California and operates in HSBC’s Diamond Bar and Irvine locations. Julia is bilingual in English and Mandarin and is involved Asian Real Estate Association of America. Julia partners with many of the local new home builders and realtors and has been awarded Leadership awards in 2013 and 2014 and was a recipient of the Premier Mortgage Consultant of the Year Award in 2014. Julia has been with HSBC as a Premier Mortgage Consultant for the past 10 years and has more than 15 years’ experience in the Mortgage Industry. Julia may be reached by cell phone at 909.964.1529.

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Get prequalified1 to buy or refinance your home.

Unlock your home's equity2.

Areas covered & Specialties

  • Diamond Bar and Irvine

  • Other languages: Mandarin

  • Premier and Advance loan program for Foreigner and New immigrant.

  • Working with lots of new home builders and local realtors

Professional Awards / Associations

  • AAREA Orange County

  • Leadership for Year of 2013 and 2014

  • Premier Mortgage Consultant of the Year for 2014

Education / Experience

  • Has been with HSBC as Premier Mortgage consultant for the past 10 years

  • More than 15 years’ experience in mortgage business

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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