Kira Guzman

Mortgage Consultant NMLS ID: 71081

Kira Guzman is located in New York City and operates at the Lincoln Square and Columbus Avenue branches. Kira is bilingual in English and Spanish and specializes in first time home buyers.  In addition, Kira has a Bachelor's Degree in Marketing. Kira can be reached by email at

Terence Ko is located in Southern California and operates in HSBC’s San Gabriel Valley and Irvine, California branches. Terence is trilingual in English, Mandarin and Cantonese and is involved in the San Gabriel Board of Realtors. Terence specializes in home loans and can be contacted by cell phone at 626-429-8899.

Contact Kira



2025 Broadway

New York,  NY  10023




Phone: 347-423-1622

Areas Covered/ Languages

  • Upper West Side-Lincoln Square and Columbus Avenue

Specialties/ Awards

  • First time homebuyers

Education / Associations

  • Bachelor of Science in Marketing

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.