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Loretta Ho

Mortgage Consultant NMLS ID: 238931

Loretta Ho is located in California and operates in HSBC’s San Francisco and Northern California locations. Loretta is trilingual in English, Cantonese and Mandarin and specializes in processing and underwriting. Loretta has over 18 years’ experience In the Mortgage business. Loretta may be reached at

Contact Loretta




601 Montgomery St. Suite 108

San Francisco, CA 94111


Phone: 650-732-1524



Areas covered & Specialties

  • San Francisco


  • Strong in Processing and Underwriting background


  • 18+ years’ experience in mortgage industry
  • Other languages: Cantonese and Mandarin

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1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.  

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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