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Michael Spitkovsky

Mortgage Consultant NMLS ID: 410155

Michael Spitkovsky is located in New York City and operates in HSBC’s Brooklyn and Staten Island locations. Michael is bilingual in English and Russian and specializes in first time home buyers, government loans and portfolio products. Michael has 20 years’ experience as a Real Estate Broker prior to his 20 years’ experience as a Mortgage Consultant. Michael can be reached at 917-538-6714.

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Areas Covered/ Languages

  • Brooklyn and Staten Island

  • Other languages: Russian

Specialties/ Awards

  • First time home buyers, agency loans, portfolio products

Education/ Associations

  • 20 years as a Real Estate Broker prior 20 years as a Mortgage Consultant

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.  

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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