Mortgage Consultant NMLS ID: 1497555
Rachel Spaccarotelli is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Rachel specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Rachel has a bachelor’s degree from Wayne State University and several years of experience in the mortgage industry. Rachel can be reached by phone at 800.448.8414, ext. 1125.
Contact Rachel Spaccarotelli
Areas Covered/ Languages
U.S., except Alaska and West Virginia
First time home buyers
1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.