Mortgage Consultant NMLS ID: 88506
Shane Bays is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Shane specializes in international and domestic mortgage lending. Shane has over 25 years’ experience in mortgage lending. Shane may be reached at 833.436.4722 Ext. 1120.
Areas Covered/ Languages
- U.S., except Alaska and West Virginia
- International and domestic mortgage lending
- Over 25 years’ experience in mortgage industry
Mortgage rates & options
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1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.