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An HSBC Premier Deluxe Mortgage1 can be just what you need if you're planning on purchasing a new home or refinancing your existing mortgage. 



  • Large loan amounts
  • Up to $1,500 Closing Cost Credit
  • Our best rates2


Maximum Loan Amount

  • Up to $3,000,000 in financing for 1 – 4 family properties


Minimum Down Payment

  • 20%3



  • Fixed: 15 to 30 years
  • Adjustable Rate Mortgage (ARM)4: 30 year term* with fixed interest rates for the initial 5, 7 or 10 years*, rates vary thereafter


Solutions for International Borrowers in the U.S. 

  • Options for international borrowers who have qualifying documentation.
  • You do not need U.S. credit history to apply for an HSBC mortgage. We will order your international credit report for your application, and help you throughout the entire process.

To apply for a Premier Deluxe Mortgage or learn more, call us at: 866.503.4722 or Visit a branch


1 To be eligible for an HSBC Premier Deluxe Mortgage, you must:  (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment* balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Premier relationship requirements contact an HSBC branch or call toll free at 866.801.6756.

2 Discounts and loan amounts depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from an HSBC U.S. Premier checking account.

3 The minimum down payment assumes a FICO score of 700 and above; 1 unit single family dwelling purchase and no cash out refinance transactions.

4 Interest rate may increase per the terms stated in your adjustable rate note.

Click Here to view payment examples for Premier Deluxe Mortgage

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.