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Send money home for less this Lunar New Year

We’re wishing you prosperity this Lunar New Year with our limited-time Foreign Exchange offer. Now through March 31, 2021, save money using your choice of service to send funds home.

Receive a discounted foreign exchange spread1 on eligible international transfers* in Hong Kong Dollar (HKD) and Singapore Dollar (SGD).

Sign up for an HSBC Global Money Account2

Save more than money - save time and effort by sending funds through the HSBC Global Money Account. 

With this mobile-only account, you can convert and hold multiple currencies to make instant and no-fee transfers when it’s most convenient for you.

There are more ways to send money

In addition to Global Money Account transfers, eligible international transfers include Global Transfers and International Wire Transfers. Plus, outgoing wire fees for Advance and Personal Banking customers will be waived.

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1 HSBC’s Hong Kong Dollar (HKD) and Singapore Dollar (SGD) Offer (“Lunar New Year Offer”) is available to customers who have an Eligible U.S. Deposit account with HSBC Bank USA, N.A. The offer is available from January 25, 2021 through and including March 31, 2021 (“Offer Period”).  

The Lunar New Year Offer is valid only for Eligible Outgoing International Transfers in HKD and SGD from an Eligible U.S. Deposit account. Minimum transfer amount is the equivalent of US$100. The Lunar New Year Offer is a spread ranging from 0.20% to 0.40% for HSBC Jade and Premier customers and 0.40% to 0.50% for HSBC Advance and Personal Banking customers which is included in the foreign exchange rate.  Spreads are incorporated as part of the foreign exchange rate disclosed to the customer at the time of the transaction. Spreads are added on to the foreign exchange rates available to HSBC Bank USA, N.A. by its foreign exchange provider. For applicable transfer fees and exchange rates, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction. HSBC outgoing wire fees for HSBC Advance and Personal Banking customers will be waived for HKD and SGD transfers during the Offer Period. These Spreads are not applicable to incoming transfers.

Eligible Outgoing International Transfers are outgoing transfers using Global Transfers, International Wire Transfers, and Global Money Account transfers. Eligible U.S. Deposit accounts include all consumer deposit accounts except for CDs and Commercial Accounts. Global Transfers are only available for HSBC Premier (which includes HSBC Jade) and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited. The maximum outbound and inbound Global Transfers limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.  

All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. 

HSBC Jade customers will receive the below spreads for Eligible Outgoing International Transfers in HKD and SGD during the Offer Period. 

Transfer Amount Spreads*

$1-$49,999.99              0.40%

$50,000-$99,999.99     0.30%

$100,000-$200,000      0.20%

*Same spreads currently available to HSBC Jade customers in Global Transfers and Global Money Account for HKD and SGD.

HSBC Premier customers will the receive the below spreads for Eligible Outgoing International Transfers in HKD and SGD during the Offer Period.

Transfer Amount Spreads**

$1-$49,999.99              0.40%

$50,000-$99,999.99     0.30%

$100,000-$200,000      0.20%

**Same spreads currently available to HSBC Premier customers in Global Transfers for HKD.

HSBC Advance and Personal Banking customers will the receive the below spreads for Eligible Outgoing International Transfers in HKD and SGD during the Offer Period.

Transfer Amount Spreads***

$1-$49,999.99              0.50%

$50,000-$200,000        0.40%

*** Same spreads currently available to HSBC Advance customers in Global Transfers for HKD.

2 HSBC Global Money account is a prepaid, multi-currency account available on our Mobile Banking App3 for customers who maintain an HSBC consumer deposit account.

3 Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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