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Focusing on the most important economy in the world. Yours.

Your personal economy

 

Your personal economy embraces every aspect of your finances and lifestyle. HSBC Premier1 provides distinct benefits to help support you on your journey to achieving your lifelong ambitions and meeting life's milestones. Your Premier Relationship Manager can work with you to help address your financial needs and provide access to financial support for your milestones, including career transitions, education, buying a new home, or entering retirement.

HSBC4 provides access to financial professionals10 who are measured on important factors including how well they meet your needs and how happy you are with their service. We can be there when you need us, and we can give you access to some of the very best that HSBC has to offer.

Dedicated personal and global support

 

 

HSBC is supported by a global network of financial professionals10. Your Premier Relationship Manager can work with our team to tailor our service and advice to your personal economy, helping to ensure your strategies are on track to achieve your objectives.

 

Take the next step

New to HSBC Premier?

Discover how we can support your personal economy.

Already a Premier account holder?

Contact us at 866.801.6756

 

Access your HSBC Premier products and services and discover how we can support your personal economy.

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment* balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.

3 Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products:

ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES

ARE NOT FDIC INSURED
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES
MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s)* should be made in connection with your independent tax advisor.

Research backgrounds of brokers and brokerage firms for free by visiting FINRA's BrokerCheck website

4 HSBC refers to HSBC Bank USA, N.A., HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. HSBC Bank USA, N.A. provides banking products and services. HSBC Securities (USA) Inc. provides investment products and services and is an affiliate of HSBC Bank USA, N.A. HSBC Insurance Agency (USA) Inc. provides insurance products and services and is a wholly owned subsidiary of HSBC Bank USA, N.A.

5 International borrowers must have qualifying documentation to be eligible for an HSBC Premier Deluxe Mortgage.

6 Dependent on your available balance; local country limitations may apply.

7 Portable HSBC credit history is not available in all countries. Speak with a Premier Relationship Manager to determine in which countries these benefits are available. Subject to credit approval.

8 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.

9 For applicable transfer fees, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction.

10 Financial Professional refers to Premier Wealth Advisors (PWA), Premier Relationship Advisors (PRA) and Financial Advisors (FA). PWA/PRAs primarily focus on a full suite of products and Premier services while FAs primarily focus on a full suite of products and Advance services. Both offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, through HSBC Securities (USA) Inc. and traditional insurance products through HSBC Insurance Agency (USA) Inc.

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S.accounts. U.S. persons should consult a tax advisor.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.