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We're here to help you settle and thrive in the U.S.

Get started with an HSBC Premier[@premiereligibility] checking account – no HSBC fees on everyday banking transactions[@acceligmaintfee], no hassle and no borders.  Apply online from the comfort of your home.

  • Personalized support with priority service
  • No U.S. HSBC ATM fees worldwide[@atmcharge]
  • Access your eligible accounts[@acctseligible] from one place by linking them through Global View[@gloviewglotrans]
  • Send funds between eligible accounts[@acctseligible] quickly with no-fee Global Transfers[@gloviewglotrans]

Solutions for your international lifestyle

New to U.S. Services Program[@newtousservices]

Open an HSBC checking account by January 31, 2024 and receive complimentary 12-month access to unique services:

  • Free 30-day SIM card or eSIM
  • Help with planning your move
  • Neighborhood guides
  • Travel discounts

Credit cards

Apply for a credit card – without a U.S. credit score – to make purchases while earning rewards, with no foreign transaction fees.

Buying a home in the U.S.[@buyingahome]

We may use your international credit history when you apply for a mortgage in the U.S.

HSBC Global Money Account[@globalmoneyacct]

With a Global Money Account you can convert and send money abroad in 8 different currencies with no transfer fees through our Mobile Banking App[@DataRateChrg].

Apply for a U.S. HSBC Premier checking account before you arrive

** By clicking Start application you are accepting the terms and can meet the requirements listed on this page.

All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms & Charges Disclosures for more information.

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Additional information

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services.If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website available at www.us.hsbc.com/crossborder

    All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms & Charges for more information.

    Important information about procedures for opening a new account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

    What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

    United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

    HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with any HSBC representative.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.