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Fluent in making the most of your new home

Let us help you set up your banking here in the U.S. Book an Appointment Go to International Personal Banking form This link will open in a new window

Banking for every stage of your move

Already arrived in the U.S.?

We know that moving to the U.S. can be difficult, but getting your banking set up here doesn’t have to be.


Unlike some banks, HSBC makes the process easy:

  • Open a checking account without a Social Security Number or U.S. address
  • Apply for a credit card1 without a U.S. credit score
  • Leverage international credit history to apply for a mortgage2

Planning on moving to the U.S.?

When you bank with HSBC, we can help you feel settled even before you arrive in the U.S.
 

Before you leave, we can help you:

  • Open an account3
  • Mail bank cards (debit & credit)4

  • Set up online and mobile banking

Connect with us

Phone

Within the U.S.
877.850.4722

Outside the U.S.
+1.716.841.0613

Call Hours

Monday - Sunday 
7AM - 8PM ET (GMT +5)

 

Worldwide Benefits of Banking With HSBC

A Global View of all your accounts

HSBC Global View5 provides you with a single online view of all your worldwide HSBC accounts from home or abroad.

  • Access all your accounts with a single log on.
  • View the balances of your linked HSBC accounts on one screen.
  • Virtually monitor accounts with the HSBC Mobile Banking App.6

Global Transfers between HSBC accounts

HSBC Global Transfers5 allows you to easily move funds between eligible HSBC deposit accounts7 around the world.

  • Fast and secure international transfers

  • Large transfers up to US $200,0008 per transaction, per day

  • Automated transfers for added convenience

Emergency financial travel assistance

Wherever you travel with the HSBC Premier World Mastercard® credit card1, we'll be there to assist you.

  • US $1 Million Travel Accident Insurance9
  • Lost or stolen credit card replacement10

For clients located outside of the U.S.  -  Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending products are offered in the U.S. by HSBC Bank USA, N.A. Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.

To qualify for an HSBC Premier relationship with HSBC Bank USA, N.A., you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances* of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

1 HSBC Credit Cards are issued by HSBC Bank USA, N.A. subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

2 International borrowers must have qualifying documentation to be eligible for an HSBC Premier Deluxe Mortgage† and an HSBC Advance Deluxe Mortgage‡.

† To be eligible for an HSBC Premier Deluxe Mortgage, you must:  (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment* balances of at least US $100,000 or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.

‡ To be eligible for an HSBC Advance Deluxe Mortgage, you must:  (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment* balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan.

3 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application. Fees for some International Banking Center services may apply for non-Premier customers.

4 Home shipping service may not be available depending on how close you are to your departure date for the U.S. Our International Banking Center team will explain which options are available to you.

5 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited. 

6 Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.

7 Accounts eligible for Global Transfers include all HSBC deposit accounts, except for CDs. All HSBC accounts, however, are viewable within Global View.

8 Generous single Global Transfers limit allows you to transfer larger amounts between your eligible deposit accounts. The maximum outbound and inbound Global Transfers limit for U.S. HSBC accounts is US $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information. 

9 Certain restrictions, limits and exclusions apply.  Benefits may not be offered in every state.  Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or HSBC Bank USA, N.A. Full details will be sent when you become a customer.

10 Usage restrictions apply to the temporary card.

*Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount. 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

© HSBC Bank USA, N.A. 2018. All Rights Reserved.