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Earn up to $3,000 when you open a Premier checking account and complete qualifying activities

Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.

Earn more by starting an HSBC Premier relationship today

We’re excited to offer[@ntbq325campaign] you an opportunity to earn up to $3,000 when you open an HSBC Premier[@premiereligibility] checking account from July 1, 2025, through September 30, 2025, and complete qualifying activities.

Here's how the offer works

Earn one or more cash bonuses when you open an HSBC Premier checking account by September 30, 2025, and complete additional qualifying activities:

  • $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits[@qualdd] of $10,000 or more for 3 consecutive months; and/or
  • $1,000 New Money Cash Bonus when you deposit or invest[@investmentsdisclaimershort] $100,000 or more and maintain balances for 3 consecutive months; and/or
  • $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, and deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus

 

Access to our trusted partners in wealth management

As your goals evolve over time, HSBC will be here to help you adjust your personalized financial plan. You’ll get access to:

  • Global opportunities: We provide market views and insights from around the world to help you make more informed investment decisions
  • Tailored financial planning[@financial-planning]: The planning process is personalized to your needs and considers your entire financial wellbeing
  • A Wealth Relationship Manager: Wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc
  • Investment support: Your HSBC Wealth Relationship Manager is available to discuss your portfolio and financial goals

Discover what an HSBC Premier relationship can offer you

  • Easily open an account online, from the comfort of your home
  • Manage your international banking needs across different time zones, with 24/7 support
  • Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
  • Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs
  • New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply

Steps to qualify for the Cash Bonuses

Open a Premier checking account by September 30, 2025 and complete additional qualifying activities for one or more of the following cash bonuses:

  • $500 Direct Deposit Cash Bonus
  • $1,000 New Money Cash Bonus
  • $1,500 Mortgage and New Money Cash Bonus

If all offer requirements are met, each Cash Bonus will be deposited into the New Account within 8 weeks from the date that you complete the qualifying activities.

Refer to Offer Terms and Conditions[@ntbq325campaign] for full eligibility details.

Ready to apply for a Premier checking account?

Apply online today

To apply online:

  • You must be 18 years of age and have a social security number
  • You'll need a U.S. mobile number
  • You'll need a current U.S. residential address and U.S. residential address for the past one year

If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.

Apply online This link will open in a new window

Book an appointment to apply with a Wealth Relationship Manager

Phone, video or in-person options available.

Book an appointment This link will open in a new window

Additional information

    Disclaimers and additional information 

    HSBC, we, our, or us refers collectively to HSBC Bank USA, N.A. (including HSBC Global Private Banking), HSBC Securities (USA) Inc., and HSBC Insurance Agency (USA) Inc.

    HSBC Global Private Banking is the marketing name for the private banking business. In the United States, HSBC Global Private Banking offers banking products services through HSBC Bank USA, N.A. ("HSBC Bank"), Member FDIC. HSBC Bank provides banking products and services. Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. ("HSBC Securities"), member NYSE/FINRA/SIPC. In California, HSBC Securities conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSBC Securities is an affiliate of HSBC Bank. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc. ("HSBC Insurance"), a wholly owned subsidiary of HSBC Bank. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

    All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

    Important information about procedures for opening a new account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

    What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver’s license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

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