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U.S. Mortgages for International Borrowers

Get pre-approved

Within the US call: 844.HSBC.MTG (844.472.2684)

From Overseas call: 716-841-6820

Our Mortgage Consultants will provide expertise to guide you through the home financing process from start to finish. You can expect the following:


  • Our best rateson mortgages
  • Up to $3 million in financing for fixed and adjustable rate mortgages (ARM)3
  • Favorable rates on cash-out refinances occurring within six months of an all cash purchase4
  • Loans up to 75% of your appraised property value or purchase price, whichever is lower
  • Closing cost credits up to $1,500 on Elite Mortgages1
  • Family Assisted financing is available on the mortgages


Whether you are purchasing a home in the U.S. to reside in or as an investment, why not select the bank that experienced in providing home financing solutions for international borrowers?

Solutions in the U.S. for international borrowers

International borrowers with qualifying documentation do not need U.S. credit history to apply for an HSBC mortgage. We will order your international credit report for your application.

To apply or learn more, call us at:

From within the U.S. Call: 866.731.4722
From Overseas Call: 716.841.6820

Other ways to contact us:

Visit a branch  



1 HSBC Elite Mortgage requires combined personal deposit and investment‡ balances of at least $1,000,000 U.S. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). The minimum balance requirement must be fully funded before the closing of the mortgage loan.  To learn more about the Elite Mortgage requirements contact an HSBC branch or call toll free at 844.HSBC.MTG (844.472.2684).

2  Discounts and loan amount depend on specific program and may require certain Premier or Advance balances, reserves, equity and automatic payment from an HSBC Premier or HSBC Advance checking account.

3 Interest rate may increase per the terms stated in your adjustable rate note.

4 If a loan was obtained to make all-cash purchase, cash-out loan proceeds may be reduced by repayment amount(s).

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.


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