What can we help you with?

  • Relocating to the U.S.
  • Moving from the U.S.
  • International students
  • No transfer fee from eligible U.S. HSBC deposit account
  • Fast, secure, mobile access
  • Generous transfer limits9


  • For home buyers or investors
  • Up to US $3 million in financing
  • Up to 75% loan-to-value ratio
  • Start building a U.S. credit score
  • No Foreign Transaction Fees
  • View and manage your Credit Card online

Open an International or U.S. Account

HSBC4  travels with you when you relocate internationally for a new job, study abroad, retire, travel, buy property, or when you simply need a bank account in a different country.

We provide global financial support in over 30 countries and territories including Europe, Asia, the Middle East, North America and Latin America.

Our International Banking Center5 can recommend a solution whether you’re still in your home country, already in the U.S., planning to move, or you’re from the U.S.


Contact us today for help with:

  • Opening an account before you arrive in the U.S.5
  • Opening and connecting a U.S. checking account with your other accounts held globally.
  • International fund transfers1 between linked accounts.
  • U.S. mortgages for international borrowers2.
  • Transferring your HSBC credit history11 and opening a U.S. credit card.

Did you know you can apply for an U.S. SSN within two weeks of arrival?

Getting a SSN is important as you start establishing financial commitments here in the U.S. We can help you get started with a checking account even if you may not have all your documentation in place yet.

Download our New to Country guide for helpful tips as you settle in the U.S. and learn how we can help support.

No Fee Global Transfers1

You can easily transfer funds from your eligible U.S. HSBC deposit accounts7 around the world with no transfer fees. Manage your accounts virtually with our online banking service or Mobile App8 to perform:

  • Fast, secure, no fee Global Transfers from your U.S. account.
  • Large transfers up to US$200,000 per transaction and per day9.
  • Automated transfers for added convenience.

U.S. Mortgages for International Borrowers

Our mortgage consultants will guide you through the U.S. mortgage6 process for homes and investment properties and explain your options for:

  • Mortgage rates, cash-out refinances, and closing cost credits up to US$1,50012.
  • Up to US$3 million in financing for fixed and adjustable rate mortgages (ARM)10.
  • Loans up to 75% of your appraised property value or purchase price (whichever is lower).

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U.S. Credit Cards

Whether you're looking for cash back promotions, low Introductory Annual Percentage Rates (APR) or travel benefits3, HSBC offers a variety of Credit Cards to meet your needs. 

For further details on our range of Credit Cards speak to our international banking team.

International Banking Center


Within the U.S.

Outside the U.S.

Call Hours:
Monday - Sunday 7AM - 8PM ET

12PM - 1AM+1 (London)
8PM - 9AM+1 (Hong-Kong)

Language Options:
English, Español, 廣東話, 普通话


Planning a move or just arrived in the U.S.

Life in a new country offers both opportunities and challenges and stepping into the unknown can be a big leap.

We’re here to help support you as you begin your new life, and we’ll walk you through some of the steps you may want to take in order to feel at home here. 

International Services

Explore HSBC Group's International Services to see how HSBC can help you on your international adventures. 

Study abroad with a checking account that feels like home. 

Have a friend who’s new to the U.S? Share a good thing with them.

Earn up to $2,000 when you refer friends who open a qualifying HSBC account.

For clients located outside of the U.S.  -  Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending products are offered in the U.S. by HSBC Bank USA, N.A. Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month OR any HSBC U.S. residential mortgage loan. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment* balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

1 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.

2 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage and HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds. 

3 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

4 HSBC refers to HSBC Bank USA, N.A., HSBC Securities (USA) Inc., and HSBC Insurance Agency (USA) Inc. HSBC Bank USA, N.A. provides deposit products and mortgage products. HSBC Securities (USA) Inc. provides brokerage products and services. HSBC Insurance Agency (USA) Inc. provides insurance products. HSBC in the United States provides products only in the United States.

5 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application. 

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Accounts eligible for Global Transfers include all HSBC deposit accounts, except for CDs. All HSBC accounts, however, are viewable within Global View.

8 Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is not responsible for these charges.

The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.

10 Interest rate may increase per the terms stated in your adjustable rate note. ARMs not available in Rhode Island.

11 Portable HSBC credit history is not available in all countries.

12 Must have a principal residence in the United States, U.S. Citizenship, or Permanent Residency to qualify for closing cost credit.  For more information, please contact your mortgage professional.

*Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.