International solutions for foreigners
See how HSBC helps international students.
Use your international credit history to apply for a mortgage2.
Convert and send money abroad in 8 different currencies. Enjoy the benefits of no-fee instant transfers through our HSBC Mobile Banking App4.
International banking made easy
Complimentary 12-month access to a wide range of relocation benefits, including a free 30-day SIM card and exclusive pricing on select services.
Simplify money management by linking your HSBC accounts in the U.S. and other countries around the world.
Make easy and secure transfers6 anytime – both in the U.S. and globally, with no fees from eligible U.S. accounts7 to support your financial commitments in different countries.
Find answers to common questions about HSBC International Services.
Coming to America
This site can provide useful information to help make your journey as smooth as possible.
What you need to know to get your finances in order.
Five tips to make obtaining a mortgage easier.
Banking on the go
Manage your personal accounts easily and securely from your mobile phone.
Manager your accounts online with Personal Internet Banking – quick, easy and secure.
For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder.
If you decide to open an account with HSBC, please be advised that documents related to your accounts will only be available in English and services provided may also only be in English. Communication beyond your initial interaction with HSBC may not be in a preferred language and may only be available in English.
1 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application.
2 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage or HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds.
3 HSBC Global Money Account is a prepaid, multi-currency account available on our Mobile Banking App for customers who maintain an HSBC consumer deposit account.
4 Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.
5 New to U.S. Services Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account from January 1, 2021 through and including May 13, 2022. Applicants must have arrived in the U.S. from January 1, 2021 through and including May 13, 2022 in order to be eligible for the HSBC New to U.S. Services. All applications must be supported by documents providing the date of arrival in the U.S.: a Passport, Visa, job offer letter, lease agreement or a copy of the applicant's U.S. Social Security card showing the date of issuance will qualify for the offer. Documents are subject to approval by HSBC Bank. HSBC Bank reserves the right to change or terminate what is a supporting document at any time and at its sole discretion. Applicants need to activate their service membership within 12 months of account opening. Approved customers will receive 12-month complimentary access to HSBC New to U.S. Services, beginning from the date of activation, and a 30-day SIM Card. Additional restrictions may apply.
HSBC New to U.S. Services
HSBC New to U.S. Services are lifestyle services delivered to approved customers by Aspire Lifestyles and its affiliates ("Supplier"). The Supplier is subject to change at any time without notice. The New to U.S. Services are subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank is not responsible for the delivery of, or for any failure to deliver, the New to U.S. Services. Calls to the Supplier are charged at a local rate. Charges for the products or services provided will be notified at the time of booking by Supplier and subject to terms, conditions and restrictions imposed by Supplier. HSBC Bank and its respective parents, subsidiaries and affiliates are not responsible for any of the above listed charges. Calls may be recorded at Supplier's discretion. HSBC Bank, and its respective parents, subsidiaries and affiliates are not liable or responsible for these recordings. Your contact details are held with your permission so that you can access the New to U.S. Services. Supplier is solely responsible for the protection of your contact details. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. These offers, products, and services are not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
30 day SIM card
Supplier will provide and deliver applicable 30-day SIM Card to approved customers. SIM Card wireless carrier is T-Mobile. Supplier and wireless carrier subject to change at any time without notice. Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for the delivery of, or for any failure to deliver, the SIM Card. First 30 days' cost of the SIM Card, calculated and applied solely by Supplier, will be covered by HSBC Bank; thereafter, Supplier may provide special pricing should customer continue with the same SIM Card. SIM card is for use in the U.S. only. Requires 4G and above compatible handset. Plan — 2 GB data + unlimited calls to over 190 countries as determined by Supplier + 200 texts messages. Additional data rate charges from Supplier may apply pursuant to your agreement with Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for these charges. Card is valid for 30 days from time of activation as calculated by Supplier; at Supplier's discretion, SIM Card can be extended for 30-day increments within 5 days of each expiration date of SIM Card and becomes non-renewable at 5 days past expiration. Automatic 30-day increment renewal may available through Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. These offers, products, and services are not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
6 Global View and Global Transfers are only available for HSBC Premier8 clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
7 Accounts eligible for Global Transfers include all HSBC deposit accounts, except for CDs. All HSBC accounts, however, are viewable within Global View.
8 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:
• Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
• Consumers who maintain Jade10 or Private Bank11 status.
A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. The Monthly Maintenance Fee is waived for HSBC Private Bank11 customers.
9 By clicking this link you will be taken to a non-HSBC website containing information about moving to the United States. While HSBC is pleased to offer this link for educational purposes, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services contained on any non-HSBC website. The existence of any such links shall not constitute a warranty or an endorsement by HSBC of such website, the contents of the websites or the operators of the websites. You access them entirely at your own risk.
10 As an HSBC Jade client, if you are no longer able to meet the HSBC Jade criteria, your access to all its benefits will be removed. See the HSBC Jade Terms and conditions for full details.
11 To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.