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International Banking in the U.S.

As an international bank, HSBC can connect you to a world of possibilities and help you navigate your financial commitments both in the U.S. and abroad

Solutions for different international clients

Through our global footprint in over 64 countries and territories, HSBC can support your financial needs around the world.  Our products and services are tailored for internationally-minded customers like you.  Whether you’re planning to move overseas or invest in the U.S., we’re here to help.

International account² online application

We made it easier to open U.S. accounts from the comfort of your home

Studying abroad in the U.S.?

Let us help you take care of managing money between countries.

Buying a home in the U.S.

We can leverage your international credit history to apply for a mortgage and purchase property in the U.S. 3

HSBC Global Money4

Convert and send money abroad in 8 different currencies. Enjoy the benefits of no-fee instant transfers through our Mobile Banking App5

International Banking made easy

Remote U.S. account opening2

Through secure video technology, we can help you set up an account online.

Connecting your accounts globally6

Simplify money management by linking your HSBC accounts in the U.S. and other countries around the world.

Moving Money

Make easy and secure transfers6 anytime – both in the U.S. and globally, with no fees from eligible U.S. accounts7 to support your financial commitments in different countries.

New to U.S. Services8

Complimentary 6-month access to a wide range of relocation benefits, including a free 30-day SIM card and exclusive pricing on select services. 

Common questions

Coming to America

 

What you need to know to get your Finances in order.

 

Whether you're wondering what visa is right for you or understanding the mysteries of the American workplace, we got you covered. This site can provide useful information to help make your journey as smooth as possible.

For clients located outside of the U.S.  -  Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder.

1 The HSBC Group operates through a network of affiliates and subsidiaries around the world.

2 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application.  

3 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage or HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds.

4 HSBC Global Money Account is a prepaid, multi-currency account available on our Mobile Banking App for customers who maintain an HSBC consumer deposit account.

5 Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.

6 Global View and Global Transfers are only available for HSBC Premier9 and HSBC Advance10 clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.

7 Accounts eligible for Global Transfers include all HSBC deposit accounts, except for CDs. Federal Reserve Reg D Transaction Limitations apply. All HSBC accounts, however, are viewable within Global View.

8 New to U.S. Services Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from December 30, 2019 through and including December 31, 2020. Applicants must have arrived in the U.S. from January 1, 2019 through and including December 31, 2020 in order to be eligible for the 2020 HSBC New to U.S. Services. All applications must be supported by documents providing the date of arrival in the U.S.: a Passport, Visa, job offer letter, lease agreement or a copy of the applicant’s U.S. Social Security card showing the date of issuance will qualify for the offer. Documents are subject to approval by HSBC Bank. HSBC Bank reserves the right to change or terminate what is a supporting document at any time and at its sole discretion. Applicants need to activate their service membership within 12 months of account opening. Additional restrictions may apply.

HSBC New to U.S. Services

HSBC New to U.S. Services is delivered by Aspire Lifestyles under which Aspire Lifestyles and its affiliates (“Supplier”) will deliver lifestyle services available under the HSBC New to U.S. Services. Supplier subject to change.  Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank is not responsible for the delivery of, or for any failure to deliver the New to U.S. Services. Calls to the service are charged at a local rate. Charges for the products or services provided will be notified at the time of booking by Supplier and subject to terms, conditions and restrictions imposed by Supplier. HSBC Bank and its respective parents, subsidiaries and affiliates are not responsible for any of the above listed charges. Calls may be recorded at Supplier’s discretion. HSBC Bank, and its respective parents, subsidiaries and affiliates are not liable or responsible for these recordings.  Your contact details are held with your permission so that you can access the Service. Supplier is solely responsible for the protection of your contact details. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items.  Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.

30 day SIM card

Supplier will provide and deliver applicable SIM Card. SIM Card wireless carrier is T-Mobile. Supplier and wireless carrier subject to change.  Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for the delivery of, or for any failure to deliver, the SIM Card.  First 30 days cost, calculated and applied solely by Supplier, will be covered by HSBC Bank, thereafter, Supplier may provide special pricing should you continue with the same SIM Card.  SIM card is for use in the U.S. only. Requires 4G and above compatible handset. Plan – 2 GB data + unlimited calls to over 190 countries as determined by Supplier + 200 texts messages. Additional data rate charges from Supplier may apply pursuant to your agreement with Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for these charges.  Card is valid for 30 days from time of activation as calculated by Supplier; Subject to Supplier, SIM Card can be extended for 30-day increments within 5 days of each expiration date of SIM Card and becomes non-renewable at 5 days past expiration. Automatic 30-day increment renewal may available through Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items.  Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.  

9 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

  • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
  • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
  • Consumers who maintain Jade status.
  • A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.  

10 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain:

Balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR 

Monthly recurring direct deposit from a third party to an HSBC Advance checking account; OR

An HSBC U.S. residential mortgage loan. Home Equity products are not included.

A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

11 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us.  This Foreign Transaction Fee does not apply to transactions using your HSBC Jade World Debit Mastercard® card or HSBC Premier World Debit Mastercard® card.

12 By clicking this link you will be taken to a non-HSBC website containing information about moving to the United States. While HSBC is pleased to offer this link for educational purposes, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services contained on any non-HSBC website.  The existence of any such links shall not constitute a warranty or an endorsement by HSBC of such website, the contents of the websites or the operators of the websites. You access them entirely at your own risk.

HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A.  

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. 

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

 

 

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