New to the U.S.? Get this limited time offer1 when you open an HSBC checking account
At HSBC, we know moving to another country can be exciting and challenging at the same time. That’s why we created this unique offer to help you get settled in the U.S. For a limited time, get a 6 months access to our Relocation Concierge service when you open a U.S. checking account from July 8, 2019 through and including December 31, 2019 in a U.S. HSBC Branch or through our International Banking Centers. Once you activate your complimentary concierge service within 30 calendar days from account opening, you’ll get:
(1) A free 30-day SIM card with:
- Unlimited international calls*
- 2GB data plan
- 200 text messages
(2) Access to exclusive offers and services:
- Assistance planning your move with moving company recommendations, transportation logistics, visa application referrals, and help booking your flight.
- Neighborhood information such as demographics, crime statistics, public transportation access and places of worship.
- A rundown on education and childcare including school recommendations, language center referrals, summer and day camp information.
- Travel, transportation and airport services including dining reservations, personal and household requests, and more.
Whether you’re wondering what visa is right for you or understanding the mysteries of the American workplace, we hope this informational guide will help make your relocation to the U.S. smooth and successful.
Unique benefits and top products for our international customers
Build your U.S. credit score
- Open an U.S. Credit Card and get it in your mail when you arrive in the U.S.
- No Foreign Transactions fees
- Rewards Program available plus travel, shopping, and entertainment benefits
I plan to travel internationally. How can HSBC help?
You can rely on HSBC wherever you go.
When travelling internationally, you’ll have the peace of mind of knowing that HSBC Group’s ATMs and branch locations offer personal financial services in many countries.
Please note: to avoid any travel disruptions make sure you set up your travel notification for your debit and/or credit card by logging on to Personal Internet Banking.
Can I open an HSBC U.S. account if I am not a U.S. Resident or U.S. Citizen?
If you plan to open an account in the U.S. without living here, HSBC can help you if you meet certain non-resident on-boarding criteria, such as:
- Transferring to, or working for, a significant time in the U.S.
- Group customers who have an established Premier, Advance, other Personal Banking relationship, Retail Business Banking, or Commercial Relationship with HSBC, anywhere that HSBC has a presence.
- You are purchasing a property in the U.S. or own a home in the U.S.6
If you plan on opening a bank account with us, you can simply visit a U.S. local branch or by calling our International Banking Center at 877.850.4722 from within the U.S. or +1.716.841.0613 from outside the U.S. Representatives are available: Monday – Sunday 7AM - 8PM ET/ 12PM – 1AM +1 (London), 8PM – 9AM +1 (Hong Kong).
How do I transfer funds between my HSBC accounts in different countries?
You can send a wire transfer10 to your HSBC deposit accounts abroad in order to fund accounts that were recently opened through the North American International Banking Center.
What Documents do I need to open an HSBC U.S. account?
If you do not have a Social Security Number, HSBC can help you open an account in the U.S. with a valid government issued ID, such as a passport and current proof of address (additional documents may be required).
Does my debit and/or credit card charge foreign transaction fees?
All our HSBC credit cards have no foreign transaction fees.
If you are a Premier or Jade client, you can also enjoy no foreign transaction fees on your HSBC Premier World Debit Mastercard® or HSBC Jade World Debit Mastercard® card. For all other HSBC Debit Mastercard ® cards, you can enjoy no transaction fees when making domestic purchases.12
How do I open an HSBC deposit account in another country?
To inquire about our international services, you can simply visit your local branch to discuss banking options abroad with your HSBC Premier Relationship Manager or a Branch Representative.
If you plan on opening a bank account in your destination country, you can even begin the account opening process prior to arrival through the International Banking Center by calling 877.850.4722 from within the U.S. or +1.716.841.0613 from outside of the U.S. (Representatives are available: Monday - Sunday 7AM - 8PM ET / 12PM - 1AM+1 (London), 8PM - 9AM+1 (Hong-Kong).
If you prefer, you can Request a call back.
How do I open an HSBC credit account (e.g., credit card) in another country?
To apply for credit products abroad, please contact the International Banking Center today at 877.850.4722 or 716.841.0613. A representative will advise you what credit products are available with HSBC in the desired country and will assist you through the application process.
HSBC Bank USA, N.A. can transfer your HSBC credit history to the requested HSBC entity, which will be used in conjunction with your application information to process your credit application. Please be advised that customers must establish deposit relationships with all HSBC entities in order to be eligible for credit with that entity.
How do I contact HSBC when I am outside of the United States?
Customers are also welcome to visit the HSBC International site, select the country of choice, and select the ‘Contact Us’ tab to access the direct customer service line.
How do I apply for a U.S. Social Security Number (SSN)?
Getting a SSN is important as you start establishing financial commitments here in the U.S. We can help you get started with a checking account even if you may not have all your documentation in place yet.
Download our New to Country guide for helpful tips as you settle in the U.S. and learn how we can help support.
Mon-Sun 7AM - 8PM ET
12PM - 1AM+1 (London)
8PM - 9AM+1 (Hong-Kong)
Outside the U.S.
Our network covers 66 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America – chat with us to find a branch in your home country.
Helpful information about setting up your finances in the U.S.
Moving to the U.S.
Relocating for a job, planning to move, just arrived, or you’re already here and have decided to stay
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES
|ARE NOT FDIC INSURED
||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
||MAY LOSE VALUE|
All decisions regarding the tax implications of your investment(s) should be make in connection with your independent tax advisor.
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12 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us. This Foreign Transaction Fee does not apply to transactions using your HSBC Jade World Debit Mastercard® card or HSBC Premier World Debit Mastercard® card.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.