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Earn up to $3,500 when you open a Premier checking account and complete qualifying activities


It’s easy. The more you deposit, the more you can earn.

Bring more, earn more with an HSBC relationship

We’re excited to offer[@ntbq425campaign] you an opportunity to earn up to $3,500 when you open an HSBC Premier[@premiereligibility] checking account by December 31, 2025, and complete qualifying activities.

Here's how the offer works

Open a new HSBC Premier checking account by December 31, 2025. Add New Deposits to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by December 31, 2025, and maintain the New Deposits through March 31, 2026.

  • Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
  • Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
  • Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+

Earn a $25 Extra Cash Bonus when you register and log on to the HSBC US Mobile Banking App[@dataratecharges] by December 31, 2025.

If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.

Access to our trusted partners in wealth management

As your goals evolve over time, we'll be here to help you adjust your personalized financial plan. You’ll get access to:

  • Global opportunities: We provide market views and insights from around the world to help you make more informed investment decisions
  • Tailored financial planning[@financial-planning]: The planning process is personalized to your needs and considers your entire financial wellbeing
  • A Wealth Relationship Manager: Wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc
  • Investment support: Your HSBC Wealth Relationship Manager is available to discuss your portfolio and financial goals

Discover all that Premier can do for you

  • Send and receive money with Zelle® right from our mobile app
  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
  • Enjoy peace of mind with unique travel benefits available through our credit cards
  • Keep an eye out for new health and wellness services, coming soon

Steps to qualify for the cash bonus

  • Open a Premier checking account by December 31, 2025
  • Add New Deposits of $150,000 or more into a Premier checking, Premier Savings and/or Premier Relationship Savings account by December 31, 2025
  • Maintain $150,000 or more in your Premier checking, Premier Savings and/or Premier Relationship Savings account through March 31, 2026

Certificates of Deposit are not Eligible Deposit Accounts for this offer. Refer to Offer Terms and Conditions[@ntbq425campaign] for full eligibility details.

Ready to apply for a Premier checking account?

Apply online today

To apply online:

Take advantage of your Premier benefits by selecting additional products and services on the application. After your Premier checking account is opened, we'll reach out to you to discuss any of your other needs.

Apply online This link will open in a new window

Apply for a joint account

If you want to apply for a joint Premier checking account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.

Arrange a call back This link will open in a new window

Additional information

    Disclaimers and additional information 

    HSBC, we, our, or us refers collectively to HSBC Bank USA, N.A. (including HSBC Global Private Banking), HSBC Securities (USA) Inc., and HSBC Insurance Agency (USA) Inc.

    HSBC Global Private Banking is the marketing name for the private banking business. In the United States, HSBC Global Private Banking offers banking products services through HSBC Bank USA, N.A. ("HSBC Bank"), Member FDIC. HSBC Bank provides banking products and services. Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. ("HSBC Securities"), member NYSE/FINRA/SIPC. In California, HSBC Securities conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSBC Securities is an affiliate of HSBC Bank. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc. ("HSBC Insurance"), a wholly owned subsidiary of HSBC Bank. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and may lose value.

    All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

    Important information about procedures for opening a new account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

    What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver’s license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

    Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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