Top of main content

HSBC Premier Relationship Savings[@QualPremRelSavAcc]

Link your Premier [@premiereligibility] checking account and meet the monthly criteria to give your savings rate a boost.

Here's what you get with an HSBC Premier Relationship Savings account

Earn a higher Relationship APY when you link an eligible Premier [@premiereligibility] checking account and meet one of the additional eligibility criteria for Premier Relationship Savings on a monthly basis.

  • Earn more with a Relationship APY: Get a higher APY than the Standard APY - when you meet at least one of the eligibility criteria.
  • Build your relationship: Your savings balance counts toward your monthly minimum HSBC Premier balance requirement.
  • Bank anytime: Access online banking with complimentary Bill Pay, and set up Bank-to-Bank Transfers[@transferlimitsprerelsav] or transfers between your HSBC accounts.
  • Save safely: Your money is FDIC insured to the maximum permitted by law.

Annual Percentage Yields (APYs)[@apyvariableps]

Standard APY (minimum balance: $1)
0.05% APY

Relationship APY (minimum balance: $1)
4.40% APY

Things to know

Getting the Premier Relationship Savings APY

If you meet at least one of these eligibility requirements during the month[@relapypremrelsav], you'll receive the Relationship APY the following month. If none of these requirements are met, you'll get the Standard APY instead.

  • Spend $500 on your debit card. Make $500 or more in purchases or payments (excluding ATM withdrawals) using the HSBC Debit Card associated with your linked HSBC Premier checking account
  • Receive $5,000 in direct deposits. Qualifying direct deposits of $5,000 or more into your linked HSBC Premier checking account
  • Have a $500,000 mortgage. HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000
  • Hold Premier Elite status[@premierelite].

What you'll need to apply

To open a Premier Relationship Savings account you must be an HSBC Premier client with a new or existing HSBC Premier[@premiereligibility] checking account and:

  • Be at least 18 years of age
  • Provide account information for funding your new account if you want to fund from outside HSBC

If you apply for a Premier Relationship Savings account but don't already have a Premier checking account, we'll redirect you towards a page where you can apply for one.

By proceeding with the application you are accepting the terms and agree you can meet these requirements.

Apply for an HSBC Premier Relationship Savings account

Already an HSBC U.S. customer?

Apply this way if you're already an HSBC customer and are applying for a sole account.

New to HSBC?

You'll need an HSBC Premier checking account before you can apply for a Premier Relationship Savings account.

Apply for a joint account

If you want to apply for a joint Premier Relationship Savings account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.

You might be interested in

Benefit from tiered interest that offers higher rates on higher balances.
Make your Premier[@premiereligibility] relationship work harder for you with an Online CD that locks in an APY to give you steady earnings.
Make the most of life, no matter where you are now or where you’re going next.

Additional information

    We're here to help you. Find the answers and while you're at it, tell us how we could do better.