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Earn up to $3,500 when you add New Deposits and complete qualifying activities

It’s easy. The more you deposit, the more you can earn.

Earn more from your deposits

We’re excited to offer[@ntbq425campaign] you an opportunity to earn up to $3,500 when you add New Deposits to a new or existing Premier[@premiereligibility] checking, Premier Savings, and/or Premier Relationship Savings account and meet balance increase requirements.

Here's how the offer works

Add New Deposits of $150,000 or more to your Premier checking, Premier Savings, and/or Premier Relationship Savings account (Eligible Deposit Accounts) from September 30, 2025, to December 31, 2025. Your Total Deposits must also increase by $150,000 or more from September 30, 2025, to December 31, 2025.

Maintain your Balance Increases in both the Eligible Deposit Accounts and Total Deposits through March 31, 2026.

  • Get a $1,000 Cash Bonus: Balance Increases of $150,000 to $249,999
  • Get a $2,500 Cash Bonus: Balance Increases of $250,000 to $499,999
  • Get a $3,500 Cash Bonus: Balance Increases of $500,000+

Earn a $25 Extra Cash Bonus when you register and log on to the HSBC US Mobile Banking App[@dataratecharges] by December 31, 2025.

If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.

Access to our trusted partners in wealth management

As your goals evolve over time, we'll be here to help you adjust your personalized financial plan. You’ll get access to:

  • Global opportunities: We provide market views and insights from around the world to help you make more informed investment decisions
  • Tailored financial planning[@financial-planning]: The planning process is personalized to your needs and considers your entire financial wellbeing
  • A Wealth Relationship Manager: Wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc
  • Investment support: Your HSBC Wealth Relationship Manager is available to discuss your portfolio and financial goals

Get even more from your Premier relationship

  • Send and receive money with Zelle® right from our mobile app
  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
  • Enjoy peace of mind with unique travel benefits available through our credit cards
  • Keep an eye out for new health and wellness services, coming soon

Steps to qualify for the cash bonus

  • Have an open Premier checking, Premier Savings and/or Premier Relationship Savings account (Eligible Deposit Accounts) as of December 31, 2025
  • Certificates of Deposit are not Eligible Deposit Accounts for this offer
  • Cash bonuses will be paid by May 31, 2026, if all offer requirements are met

Refer to Offer Terms and Conditions[@ntbq425campaign] for full eligibility details.

Ready to fund your Eligible Deposit Accounts?

Fund your Eligible Deposit Accounts today

Find out how to transfer money from within the U.S. or globally.

Add New Deposits Add New Deposits This link will open in a new window

Need any help?

If you would prefer to speak to a Wealth Relationship Manager, log on to online banking and schedule an appointment. 

You can also chat with us 24 hours a day, 7 days a week on the HSBC U.S. Mobile Banking App or by selecting the 'Chat' icon on this page.

Additional information

    Disclaimers and additional information 

    HSBC, we, our, or us refers collectively to HSBC Bank USA, N.A. (including HSBC Global Private Banking), HSBC Securities (USA) Inc., and HSBC Insurance Agency (USA) Inc.

    HSBC Global Private Banking is the marketing name for the private banking business. In the United States, HSBC Global Private Banking offers banking products services through HSBC Bank USA, N.A. ("HSBC Bank"), Member FDIC. HSBC Bank provides banking products and services. Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. ("HSBC Securities"), member NYSE/FINRA/SIPC. In California, HSBC Securities conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSBC Securities is an affiliate of HSBC Bank. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc. ("HSBC Insurance"), a wholly owned subsidiary of HSBC Bank. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and may lose value.

    All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

    Important information about procedures for opening a new account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

    What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver’s license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.