Oscar Sosa
Community Mortgage Consultant NMLS ID 846723
Located in the Southern California market, Oscar Joel Sosa operates out of HSBC’s Irvine, CA wealth center. Oscar is bilingual in English and Spanish and specializes in mortgages for first time home buyers including grants and down payment assistance. Oscar is involved with NAHREP, AREAA and other local Non-Profit agencies. Oscar has a master’s degree in organizational leadership and management from the University of La Verne and has over 22 years experience in the mortgage industry. Oscar can be reached by phone at 657-639-3011 or through Oscar.J.Sosa@us.hsbc.com.
Areas Covered/Languages
- Southern California
- Spanish
Specialties
- First time Home buyer
- Grants
- Community Programs
Education/Associations
- University of La Verne M.B.A.
- NAHREP
- AREAA
1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit https://www.us.hsbc.com/premier or speak with your Relationship Manager.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.