Whether you're a first-time buyer or a homeowner looking for a new property, finding the right mortgage is one of the biggest financial decisions in your life. We're here to help you with home buying tips and resources to guide you along the way.
Watch this short video to find out more about each step of the home buying process.
Get your finances in order
What you need to apply for a mortgage
What to consider when looking for a house
Owning vs. renting
Useful tools to help you choose the right mortgage
Audio Transcript Buying a Home
1 Private Mortgage Insurance is provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Private Mortgage Insurance is generally required for a loan with an initial loan to value (LTV) percentage in excess of 80%.
2 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.