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Buying a home

Tips and resources to guide you on your journey.

Request a rate quote or mortgage financing

Understanding the home buying process

Whether you're a first-time buyer or a homeowner looking for a new property, finding the right mortgage is one of the biggest financial decisions in your life. We're here to help you with home buying tips and resources to guide you along the way.

Watch this short video to find out more about each step of the home buying process.

Home-buying tips

Useful tools to help you choose the right mortgage

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Rate Quote

A Mortgage Consultant will contact you with your personalized rate quote.

Mortgage financing request

Take the first step to get prequalified2 to buy your home.

Connect with a
Mortgage Consultant

Call 844.HSBC.MTG (844.472.2684) to speak with a Mortgage Consultant to learn more. 

Home search & rewards program

Get $350 to $6,500 cash back when you buy or sell your home

You deserve a great home-buying experience. That’s why HSBC has partnered with HomeStory5 to offer you a full-service home search and rewards program.

  • Search real estate listings to find your next home
  • Get matched with a local certified real estate agent
  • Enjoy cash back after you buy and/or sell a home

1 Private Mortgage Insurance is provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Private Mortgage Insurance is generally required for a loan with an initial loan to value (LTV) percentage in excess of 80%.

2 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

3 Consult your tax advisor for details on tax deductibility of interest paid on loans secured by your home.

4 Escrow may be required on certain mortgage products. Taxes and insurance may vary, impacting total monthly mortgage payment. 

5 HomeStory Real Estate Services is a licensed real estate broker. HomeStory Real Estate Services is not affiliated with HSBC, and HSBC is not responsible for the real estate services and rewards program provided by HomeStory Real Estate Services. Obtaining a mortgage from HSBC is optional and not required to participate in HomeStory Real Estate Services’ home rewards program. The borrower may arrange for financing with any lender. For HomeStory terms and conditions visit

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

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