Banking Deposit Rates

1 To qualify for an HSBC Premier Relationship Savings account, you need to maintain an U.S. HSBC Premier relationship.

2 The HSBC Premier Savings account is available to customers with an HSBC Premier checking account in the United States.

3 The HSBC Advance Savings account is no longer offered.

4 The HSBC Everyday Savings account is no longer offered.

5 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Relationship Savings account which are accurate as of {{currentDate}} are: Standard APY of 0.05% APY on balances of $1 or more and Relationship APY of 4.00% APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

6 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99; 0.10% APY $25,000 - $99,999.99; 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

7 The Annual Percentage Yields (APYs) and balances for an HSBC Advance Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

8 The Annual Percentage Yields (APYs) and balances for an HSBC Everyday Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

9 The Annual Percentage Yields (APYs) and balances for CD accounts which are accurate of {{currentDate}} and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000.

10 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} are: 4.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

11 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} are: 4.25% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

12 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} are: 3.50% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

13 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

• Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment‡ accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
• Consumers who maintain Private Bank status.
• A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. Private Bank customers that have requested a non-interest bearing account will have no interest and/or APY earned. To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.

14 The HSBC Advance Checking account is no longer offered.

15 The Annual Percentage Yields (APYs) and balances for an HSBC Premier checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

16 The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

17 Other CD terms and rates are available. For details, contact us at 800.975.4722.

18 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 4.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

19 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 4.25% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

20 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 3.50% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

‡ Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.