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Savings accounts

Manage your money with savings accounts

HSBC savings accounts may help you reach your financial goals sooner.

 

HSBC Premier Savings1, 2

 

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HSBC Advance Savings3, 4

 

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HSBC Everyday Savings6

 

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Key details      
Ideal when you want: An exclusive account that offers higher rates as you save more An account that provides a competitive savings rate A traditional savings account that earns interest
Interest Rates View Rates View Rates View Rates
Funds are accessible5      
Free Personal Internet Banking      

 

Access Terms & Charges Disclosures for more information on deposit accounts.

Access Online Disclosures

 

Other Available Savings Accounts

Get steady earnings and a locked in rate when you open an HSBC Certificate of Deposit.

1 The HSBC Premier Savings account is available to customers with an HSBC Premier checking account in the United States.


2 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $100,000 in combined U.S. Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.


3 The HSBC Advance Savings account is available to customers with an HSBC Premier checking or HSBC Advance checking account in the United States.

4 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

5 Federal Reserve Reg D Transaction Limitations apply.

6 The HSBC Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.
HSI is an affiliate of HSBC Bank USA, N.A.