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HSBC savings

Learn about our savings accounts and apply for an account online.

Earn a higher Relationship APY when you link an eligible Premier [@premiereligibility] checking account and meet one of the additional eligibility criteria for Premier Relationship Savings on a monthly basis.
If you've got a Premier[@premiereligibility] checking account, you can access our Premier Savings account. With tiered interest, you'll get better rates the more you save.
Make your Premier[@premiereligibility] relationship work harder for you with an Online CD that locks in an APY to give you steady earnings.

Making the most of your savings[@modulediscl]

Find out more about how interest works, and how it can help your money work harder for you.
Expect the unexpected - find out how to start your own emergency savings fund.
It's never too soon to start planning for retirement. Find out how to take the first steps.
Saving money can be a challenge. Find out why it's worth the effort.
Find out how to choose between savings or debt repayment.

More savings account articles[@modulediscl]

See how to create a simple budget, get a grip on spending and feel in control.
Don't know where to begin with savings? Here are 5 easy ways to get started.
If your savings aren't getting a good interest rate, you might want to explore other options.
Find out you can quickly develop a healthy financial habit that could last a lifetime.
Focusing on goals is a simple way to save money faster. See how to do it.
Find out what the differences are between savings and investments, and how they can help you grow your money.

Additional information


    United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.