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HSBC debit mastercard

HSBC Debit Mastercard® card

Spend, shop, and share good times with the security of a Mastercard® chip card

Secure, convenient banking – anytime, anywhere

with the HSBC Debit Mastercard® card

Peace of mind
Shop with confidence knowing your chip card is more difficult to duplicate than traditional magnetic stripe cards, when used at chip-enabled terminals.

Shopping convenience
Use the contactless payment feature, where available, by tapping your card at checkout to complete many smaller purchases.

Worldwide acceptance
Improved experience when making purchases abroad – chip cards are quickly becoming the preferred method of payment for merchants around the globe.

Save on fees
No transaction fees when making domestic purchases, and no additional annual or monthly service fees1 for HSBC Debit Mastercard® card.

Additional features & benefits provided by Mastercard for all debit cardholders²:

Additional features & benefits provided by Mastercard for Premier⁴ cardholders²:

Start using your mobile wallet today

Make transactions simpler and more convenient by adding your debit card to your mobile wallet.

It’s quick, easy, and secure.

Convenient and secure

  • Use your debit card to make purchases – it’s safer than carrying cash
  • All debit cards include chip technology that protect customer account information from unauthorized access by fraudsters when used at chip-enabled terminals and ATMs.
  • Fraud prevention monitoring

1 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us.  This Foreign Transaction Fee does not apply to transactions using your HSBC Premier World Debit Mastercard® card.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard®, or HSBC Bank USA, N.A. See the HSBC Debit Mastercard® or HSBC World Debit Mastercard card Guide to Benefits brochure for full details.

3 Certain terms, conditions and exclusions apply. Cardholders have need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. Visit for more information.

4 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment‡ accounts; OR

Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR

HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A.  

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

‡Investment and annuity products  are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

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