What are you looking to do?
Whether you’re planning to buy a house, refinance your existing mortgage, or remodel your home - HSBC has mortgage options to meet your personal needs. Explore home lending solutions and view our competitive rates1. We’re here to help find the mortgage that’s right for you and access the equity in your home.
Buy a home
Explore mortgage options
Refinance your mortgage
Lower monthly payments and more
Access the equity in your home
Turn your home’s equity into a source of funds
View rates
View mortgage rates
The home buying process
Looking to buy a home but have questions about the process? This short video will walk you through the home buying process step-by-step to help you feel prepared, confident, and motivated.
Get started
Rate Quote
A Mortgage Consultant will contact you with your personalized rate quote.
Mortgage financing request
Take the first step to get prequalified2 to buy or refinance your home.
Connect with a
Mortgage Consultant
Call 844.HSBC.MTG (844.472.2684) to speak with a Mortgage Consultant to learn more.
Build your mortgage
Use our calculator to explore your loan options and mortgage rates.
Input your loan terms and down payment
View mortgage rates and options built for you
Home ownership resources
1 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment‡ balances, reserves, equity and automatic payment from an HSBC U.S. checking account. For home equity, the Premier and non-Premier APR includes an auto-pay discount of .50% and .25%, respectively.
2 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
‡ Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
Deposit products offered through HSBC Bank USA, N.A. - Member FDIC.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.