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Welcome to Home Loans

We're here to help with your mortgage needs.

What are you looking to do?

Whether you’re planning to buy a house, refinance your existing mortgage, or remodel your home - HSBC has mortgage options to meet your personal needs. Explore home lending solutions and view our competitive rates1. We’re here to help find the mortgage that’s right for you and access the equity in your home.

 

Explore mortgage options

 

Lower monthly payments and more

 

Turn your home’s equity into a source of funds

 

View mortgage rates

Get started

Rate Quote

A Mortgage Consultant will contact you with your personalized rate quote.

Mortgage financing request

Take the first step to get prequalified to buy or refinance your home.

Connect with a
Mortgage Consultant

Call 844.HSBC.MTG (844.472.2684) to speak with a Mortgage Consultant to learn more.

Build your mortgage

Use our calculator to explore your loan options and mortgage rates.

  • Input your loan terms and down payment
  • View mortgage rates and options built for you

Home search & rewards program*

Understanding home ownership

How much would you spend on buying your home?
How do you feel with your first home purchase?

1 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment‡ balances, reserves, equity and automatic payment from an HSBC U.S. checking account. For home equity, the Premier and non-Premier APR includes an auto-pay discount of .50% and .25%, respectively.

‡ Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.

Deposit products offered through HSBC Bank USA, N.A. - Member FDIC.

* HomeStory Real Estate Services is a licensed real estate broker. HomeStory Real Estate Services is not affiliated with HSBC, and HSBC is not responsible for the real estate services and rewards program provided by HomeStory Real Estate Services. Obtaining a mortgage from HSBC is optional and not required to participate in HomeStory Real Estate Services’ home rewards program. The borrower may arrange for financing with any lender. For HomeStory terms and conditions visit https://hsbc.homestory.co/.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.