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HSBC Global Money Account[@globalmoneyacct]

A multi-currency bank account designed to meet your international needs.

What Global Money can do for you

HSBC Global Money Account is a prepaid, multi-currency account available on our Mobile Banking App for customers who maintain an HSBC checking or savings account. Manage your international finances from your smartphone, in 6 different currencies.

Make transfers on a global scale

Convert and hold your money in your choice of 6 currencies. Then send an instant, no-fee transfer to another eligible HSBC customer.

Competitive and reliable FX rates

An exchange rate that refreshes every 90 seconds[@exchrate90sec] to align with foreign markets.

Security and peace of mind

Secure transactions using two-factor authentication, backed by a global network and FDIC insured bank.

One account for all your multi-currency needs

International banking that works for you - wherever you are in the world.

  • Manage everything securely from your smartphone[@dataratecharges].
  • See confirmation of your transactions in real time.
  • Retrieve statements within the HSBC Banking App[@dataratecharges].

Send money internationally

  • Enjoy fee-free transfers to non-HSBC accounts in over 200 countries and territories
  • Send money like a local for 60 destinations, with payments arriving in 1-3 business days or earlier
  • Make instant payments to HSBC accounts abroad

Available currencies

Global Money provides transfers for currencies[@notmexico] currently available with Global Transfers[@gvgtonlypremjade]. Additionally, these currencies are also available to convert and hold with Global Money:

  • AUD (Australian Dollar)
  • EUR (Euro)
  • GBP (Pound Sterling)
  • HKD (Hong Kong Dollar)
  • SGD (Singapore Dollar)
  • USD (US Dollar)

How a Global Money account works

You add money from the HSBC account that you have linked to your Global Money account. You can do this by logging on via the HSBC Mobile Banking App and selecting which account the money will be transferred from.

When you're ready to make a transaction, you'll have the choice of sending to your own HSBC account or to someone else's HSBC account. 

Your maximum daily limit is:

  • USD200,000 to your own HSBC accounts
  • USD50,000 to any other HSBC accounts

You'll be able to chose which currency you want to use, and you'll see the exchange rate (if you've chosen to send in a foreign currency). The exchange rate you'll get is live during trading market opening hours. When markets are closed, it's based on the most up-to-date market rate.

The HSBC Digital Security Device is integrated with the app and uses two-factor authentication to provide an added layer of protection.

Things to know

What you'll need to apply

You can apply for a Global Money Account if you have:


  • An active HSBC account - a sole account in your name, or a joint account where one signature is required
  • A current U.S. residential address
  • The HSBC Mobile Banking app

Apply for a Global Money Account

Already an HSBC U.S. client?

To apply for a Global Money Account, go to the HSBC Mobile Banking app. Select 'HSBC Global Money', then 'Get started' and follow the steps to sign up.

New to HSBC?

You'll need an HSBC U.S. account before you can use Global Money.

Frequently asked questions

You might be interested in


Make international money transfers conveniently using the HSBC Mobile Banking App[@appinfo].


Do all your banking quickly, easily and securely from your phone [@appinfo].


As an international bank, HSBC can connect you to a world of possibilities. 


Make the most of life, no matter where you are now or where you’re going next.

Additional information

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website,, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at

    iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

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    App Store is a registered trademark of Apple Inc.

    United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

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