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HSBC Premier Checking

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World-class banking with personal attention

  • Professional support
    Your Relationship Manager can provide access to all that HSBC has to offer
  • Complimentary services
    No monthly maintenance fee if balance requirements1 are met
  • HSBC ATM access worldwide
    Most with no withdrawal fees2
  • HSBC Premier Savings account7
    One of our highest yield relationship-based Money Market accounts
  • Global View and Global Transfers3
    Access your eligible worldwide HSBC deposit accounts online and transfer funds between them
  • Home Financing Services
    Our best rates4 on Premier Deluxe Mortgages5, closing cost credit, and up to $3 million in financing with fixed and adjustable rate mortgage (ARM)6 options
  • International Services
    Receive priority service and emergency financial support at HSBC branches across the street or around the globe
  • HSBC Premier Debit World Mastercard® card
    Pay no foreign transaction fees on your purchases with the HSBC Premier Debit World Mastercard® card

 

See Terms & Charges Disclosures for more information.

How to apply

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $100,000 in combined U.S. Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

New to HSBC?

Apply for an HSBC Premier checking account

Existing HSBC Customer

Log on to Personal Internet Banking to apply for an HSBC Premier checking account

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $100,000 in combined U.S. Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

3 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.

4 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a U.S. Premier checking account.

5 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (a) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (b) have combined personal deposit and investment* balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.

6 Interest rate may increase per the terms stated in your adjustable rate note.

7 To qualify for HSBC Premier Savings account, you need to maintain an HSBC Premier checking account 

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

HSBC Premier World Debit Mastercard® cards are issued by HSBC Bank USA, N.A.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. 
HSI is an affiliate of HSBC Bank USA, N.A.

6 Interest rate may increase per the terms stated in your adjustable rate note.
6 Interest rate may increase per the terms stated in your adjustable rate note.