The account that unlocks a world of opportunity
Premium banking with no HSBC fees on everyday transactions[@acceligmaintfee], no hassle and no borders. Enjoy access to Premier privileges and preferred rates for your family. Live, work and travel with HSBC Premier status around the world.
Here's what you get with an HSBC Premier checking account
Unlock all that Premier offers you
- Get competitive pricing across all of our products.
- Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc.[@financialprofdef]
- Spend, shop, and share good times with the security of a Mastercard® chip debit card.


Share Premier with your family
- Share your Premier status with up to four family members[@linkaccpriv].
- Like you, they'll enjoy global privileges and preferential savings rates.
- Get overseas account opening support for loved ones moving abroad.
Travel the world – with Premier status
- Access your eligible, worldwide HSBC deposit accounts online and transfer funds between them with Global View and Global Transfers[@gloviewglotrans].
- Overseas account opening support before you move or work abroad.
- Pay no foreign transaction fees on your purchases when you use the HSBC Premier Debit World Mastercard® card.


Enjoy even more benefits with Premier Elite status
Qualify for one year of enhanced Premier benefits by maintaining an average qualifying total relationship balance of 1 million USD over two consecutive months[@premierelite].
Automatic notification means you don't need to do anything - we'll let you know once you've qualified.
- Jump to the front of the queue with priority banking, whether on the phone or using online chat.
- Automatically qualify for the higher Relationship Interest Rate on the HSBC Premier Relationship Savings account[@QualPremRelSavAcc] and get an annual fee waiver on the HSBC Elite Credit Card[@premierelite].
See HSBC Premier Elite terms and conditions for more information.
Things to know
Qualifying criteria
You need to have at least one of the following:
- at least $75,000 in total deposits and/or investments[@investmentsdisclaimer]
- at least $5,000 in total direct deposits[@qualdd] per month
- a U.S. residential mortgage loan with an original loan amount of at least $500,000
You must also:
- be at least 18 years old
- be currently located in one of these countries (subject to change)
Apply for an HSBC Premier checking account
New to HSBC?
Apply this way if you are not already an HSBC U.S. customer and are applying for a sole account.
Already an HSBC U.S. customer?
Apply this way if you are already an HSBC customer and are applying for a sole account.
Apply for a joint account
If you want to apply for a joint Premier checking account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.
By applying online you are accepting the terms and can meet the requirements listed on this page.