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Insurance

Insurance can give you peace of mind that the people and things you care about will be protected if the unexpected happens.

We provide support for you and your family when it matters most.

Life insurance

Your insurance needs can change based on your life goals and circumstances. Protect you and your loved ones with one of our life insurance policies.
Protect your family and your wealth on your terms.
Choose the insurance policy that's right for your life stage.

Insurance essentials

Protect yourself from financial cost if things go wrong by getting a better understanding of insurance. Our guides can help you work out the coverage that's right for you.

Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

 

Investments, Annuity and Insurance Products:

 

ARE NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES

 

ARE NOT FDIC INSURED

 

ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

 

ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES

 

MAY LOSE VALUE

 

Insurance Disclosure Brochure

 

All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

 

Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website.

 

Environmental, Social and Governance (“ESG”) Customer Disclosure

At this time in the United States, there is no standard definition of, or measurement criteria for, environmental, social and governance (“ESG”) factors or impact.  ESG-related measurement criteria is highly subjective and may vary significantly across and within different sectors.  There is no guarantee that: (a) the nature of the ESG investment, or the ESG impact or measurement criteria of an investment, will be aligned with any particular investor’s ESG goals; (b) the stated or targeted ESG level will be achieved; or (c) an investment approach that considers ESG factors will produce returns similar to those that don’t, or that they won’t diverge from traditional market benchmarks.

 

HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. (collectively “HSBC”) may rely on metrics or measurement criteria devised and/or reported by third party providers or issuers.  HSBC does not always conduct its own specific due diligence in relation to ESG metrics or measurement criteria.

 

ESG investing is an evolving area and new regulations may come into effect which may affect how an investment is categorized or labeled. An investment that is considered to fulfil ESG criteria today may not meet those criteria at some point in the future.

 

Please consider the investment’s specific ESG impact measurement criteria in the prospectus or other offering documents prior to investing.