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Protecting my family

Look after your loved ones with insurance tailored to your needs.

Policies to give you peace of mind

Help make sure your family is protected with our range of life insurance options. Whether you need term or permanent insurance, fixed or flexible, we'll help you find the right coverage for you.

Key benefits

Transfer your wealth

A whole life policy could enable you to pass your wealth on to your loved ones tax free.

Business succession planning

Life insurance can be used to provide liquidity for buy/sell arrangements to ensure continuity.

Protect your assets

Ensure your family's savings and income are protected in the event of an untimely death.

Our range of life insurance products


Help protect your family and your wealth from financial setbacks.


Provides the security of coverage throughout your lifetime and a death benefit for your heirs.


Provides permanent protection with the potential to build cash value through a variety of asset allocation options.


The flexibility to choose the amount of protection best suited to your family.

Helpful resources


If you're considering insurance, it helps to understand the types of policies, what they cover, and the most common terms.


Find the right approach to protecting your family against risk and discover what to look for in insurance policies.


Get added reassurance that your loved ones will be looked after when you’re gone with a range of financial options.

Get started with life insurance

Email us

Our licensed insurance specialists can conduct a thorough needs analysis to help you determine what type of life insurance is right for you.

Talk to us

If you’re an HSBC Premier client, log on to online banking to schedule an appointment with your Wealth Relationship Manager, or call:

If you're an HSBC Private Banking client, call:


Monday through Friday, 8:30am to 5pm Eastern Time

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Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website.

Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)

HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.

*HSBC Group refers to HSBC’s global affiliates.