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Financial wellness

A fresh, jargon-free approach to managing money, to help you prepare for a healthier future.

How to feel in control of your everyday finances

Healthy financial habits

Find out about what being financially fit means
Tips on how to stay out of debt and save
Be in control of what you spend on bills, savings and debts
Creative ways to reduce your expenses
Put money away for those unexpected events
How to recognize the signs and what to do next
Smart ways to reduce what you owe
Start planning for the later stages of life
Protect the things that matter the most to you
How to avoid the most common financial threats
How good habits can help you achieve financial wellbeing
Five tips to obtaining a mortgage easier
What you need to know to get your financial house in order
The lowdown on student loans

Savings strategies

Savings is an important financial habit you can adopt to help you reach your financial goals.
Find a balance between when to put your money in savings and when to pay off a debt.
Here are 5 ways to get you into a habit of saving.
Having a specific goal to save towards can help you stay focused in the near and long term.
Budgeting is a key step to establish where you are starting from, and how much you can afford to save.
It’s a good idea to have a number of different types of savings. Learn what options you have for different goals.
Understand how your savings may grow over time.
Every person’s situation is different, learn how you can take the right approach to managing your savings.
Ready for the next step? Evaluate your options for investing your money.
Explore the advantages that saving for retirement early may have on your financial wellbeing.
Instilling good saving habits can help you met the financial goals you have outlined for yourself and your future.

Protect what matters

Insurance can provide peace of mind by helping you to protect yourself and the people, property, and other possessions that matter to you.

While all insurance is important , some types will be more relevant to your current situation.
Insurance may protect you and your loved ones while also being a financial planning mechanism.
When it comes to protecting your loved ones' health and financial futures, you have options.
Familiarize yourself with the terms you may come across as you explore insurance options.
There are many things to consider while shopping for insurance. Take the time to evaluate before buying a policy.
Protecting your overall wellbeing is an important part of protecting yourself.
Keep yourself safe and secure from scams and fraud.
Get ready to take action to protect what matters most to you.

Building your financial knowledge is easier than you think.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.
Visit the HSBC Financial Wellness Center
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