Tamie Pham
Mortgage Consultant NMLS ID: 410125
Tamie Pham is a Premier Mortgage Consultant at HSBC Bank USA, N.A., with over 25 years of experience helping clients navigate complex mortgage decisions with confidence. She is widely regarded as a trusted advisor by homebuyers, real estate professionals, and business partners.
Tamie specializes in purchase and refinance transactions across a wide range of loan programs, including jumbo and super jumbo financing, tailored solutions for high-net-worth clients, and strategic lending options designed to support long-term financial goals. Her approach is rooted in listening closely to each client’s needs and delivering thoughtful, personalized solutions.
Whether clients are purchasing their first home, upgrading as their lifestyle evolves, or refinancing to optimize their financial position, Tamie provides clear guidance, expert insight, and consistent support throughout the entire mortgage process.
Tamie can be reach at:
tamie.t.pham@us.hsbc.com
Areas covered/Languages
- Northern California / Silicon Valley Bay Area
- Vietnamese and Chaochow (another Chinese dialect)
Specialties/Awards
- Leadership Club Award Winner
- Circle of Excellence Award Winner
Education/Associations
- Bachelor’s Degree of Science in Finance and Real Estate from Cal State Northridge
- Asian Real Estate Association of American (AREAA)
- Member of Silicon Valley Association of Realtors
1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit https://www.us.hsbc.com/premier or speak with your Relationship Manager.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.