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HSBC Summit Mortgage

For borrowers with an HSBC Private Banking relationship.

Here's what you get with an HSBC Summit Mortgage

HSBC Summit Mortgage[@summit] is for loans offered on primary residences, second homes and investment properties. Choose either a fixed rate mortgage[@fixedratedef] or an adjustable rate mortgage (ARM)[@armdef]. For borrowers with an HSBC Private Banking relationship[@privatebanking]. 

  • Interest only[@intonlyshort] (ARMs[@arm] only) or principal and interest monthly payments
  • Extended rate lock[@extratelock] options, up to 360 days, including a one-time float-down[@floatdown] to take advantage of lower rates, should they improve prior to closing

Key benefits

Investment properties

Financing available for 1-4 unit (attached and detached), condos[@condos], Planned Unit Developments (PUDs), and cooperatives[@cooperatives].

International borrowers[@internationalborrowers]

Mortgages for those new to the U.S. or international buyers looking to buy property in the U.S. You don't need U.S. credit history to apply[@internationalcreditreport].

Family assisted financing

Help a family member buy a home with family assisted financing[@familyassistedfinance].

HSBC Summit Mortgage rates

For HSBC Summit Mortgage rates contact your Relationship Manager.

Am I eligible?

You can apply for a Summit Mortgage if you:

  • Are a U.S. citizen, a permanent or non-permanent resident alien or a foreign national
  • Have an HSBC Private Banking relationship
 

Properties we finance 

Credit report 

Important notes 

Get started

Ask for a rate quote

Answer a few questions on our online mortgage form and a Mortgage Consultant will contact you with your personalized rate quote.

Speak to an HSBC Mortgage Consultant

Our Mortgage Consultants can tell you more about our Summit Mortgage.

Call us at:

866.959.8635

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Additional information

    Disclaimer 

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

    If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

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