Here's what you get with an HSBC Elite Mortgage
With an HSBC Elite Mortgage[@elite], you can get up to $5 million in financing on primary residences, second homes and investment properties. Choose either a fixed rate mortgage[@fixedratedef] or an adjustable rate mortgage (ARM)[@armdef].
For borrowers with a minimum of $1 million in combined HSBC personal deposit and investment[@investmentandinsuranceproducts] balances.
- 20% down payment on mortgages up to $5 million
- Up to $1,500 in closing cost credit[@closingcostcredit].
- Ability to use Restricted Stock Units (RSU) as income
- Help a family member buy a home with family assisted financing[@familyassistedfinance].
- Title Vesting for U.S. corporations and U.S. limited liability companies[@titlevesting].
Key benefits
HSBC Elite Mortgage rates
Term | Interest rate | APR |
---|---|---|
30 year fixed rate | 6.058% | 6.105% |
10/6 ARM | 5.740% | 6.345% |
7/6 ARM | 5.610% | 6.511% |
5/6 ARM | 5.323% | 6.604% |
Term | 30 year fixed rate |
---|---|
Interest rate | 6.058% |
APR | 6.105% |
Term | 10/6 ARM |
Interest rate | 5.740% |
APR | 6.345% |
Term | 7/6 ARM |
Interest rate | 5.610% |
APR | 6.511% |
Term | 5/6 ARM |
Interest rate | 5.323% |
APR | 6.604% |
Jumbo mortgages: based on the purchase of a single-family, primary residence, 65% loan- to-value (LTV), a credit score of 740, 15 days of prepaid interest and an interest rate with a 60-day lock period. See Assumptions, APR information and disclosures for each products' corresponding closing costs, points, and payment examples. Rates shown are for New York only; for current rates available in other states, please call 866.959.8635.
Mortgage calculator
Use our calculator to explore your loan options and mortgage rates.
- Input your loan terms and down payment
- View mortgage rates and options available to you
Things you should know
Who can apply? |
You can apply for an Elite Mortgage if you:
- Are a U.S. citizen, a permanent or non-permanent resident alien or a foreign national
- Have a combined personal and investment balance of at least $1 million with HSBC
Start application for Elite Mortgage
Looking to buy a new home, or to refinance your existing home?
Get prequalified[@prequalified] online, or speak to an HSBC Mortgage Consultant for a rate quote.