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Elite credit card benefits

Explore our richest rewards and benefits with your HSBC Elite credit card.
elite credit card benefits

Get more from your credit card with our offers and benefits

By using your Elite credit card, you can enjoy benefits worth over $2,900 in the first year and $2,000 annually thereafter.1

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more.2

Our latest offers

Qatar Rewards for Miles 30% Avios Bonus

Enjoy 30% bonus Avios with Qatar Airways Privilege Club. Transfer Rewards Points to Avios with Qatar Airways Privilege Club between May 1 and May 31, 2025.3

Amazon Shop with Points4

Unlock more savings everyday by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your everyday shopping. Don’t miss out on this exclusive perk - link your account today

Witness New York City as it comes to life before your eyes

Exclusively with your Mastercard, enjoy thrilling views of the NYC skyline with early access at Edge at Hudson Yards. You'll get to enter 1 hour before it opens to the public, giving you room to stretch out as you take in breathtaking 360-degree views from the highest outdoor sky deck in the western hemisphere. 

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

Relocating? Get up to $250 off international moving costs

As a valued HSBC credit cardholder, you can now enjoy up to $250 off on international shipping valued at $2000 and over, with Crown Relocations, the global leader in seamless relocation services. Make your move with confidence and let your card benefits work for you. Offer expires May 31, 2025.

Notre-Dame Basilica of Montreal 

Skip the line and enjoy premier seating at AURA Notre-Dame Basilica. You'll have a few private moments to take in the stunning architecture and choose your preferred seat. On your way into the mesmerizing light show, you'll receive a special gift to commemorate the experience. Exclusively for Mastercard cardholders. 

Travel rewards and benefits

HSBC Travel Credit

Earn up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

Security screening statement credit

Speed up airport screening with a Trusted Traveler or CLEAR credit of up to $120 towards one of the following: CLEAR, Global Entry, TSA PreCheck, or NEXUS application fees, once every 54 months using your HSBC Elite credit card.

Rideshare credit

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. You will automatically receive up to $10 each month you pay for your rideshare using your Elite Credit Card.

Unlimited lounge access provided by Priority PassTM

Get a complimentary Priority PassTM membership for you and 2 guests and access more than 1,700+ eligible airport lounges and travel experiences worldwide.

ResortPass

resortpass

Enjoy exclusive day passes to luxury resorts. Earn a $30 statement credit on your next ResortPass booking.

Booking.com

booking

Make the most of your travel. Get up to 7% off prepaid bookings for accommodation.

Lyft

lyft

Take 3 rides, get a $5 Lyft app credit every month. Also, get 10% off scheduled Lyft rides to any U.S. airport using your HSBC Elite Credit Card.

MasterRental™ Coverage

lyft

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

Mastercard Priceless Surprises® 2025 Sweepstakes

Between January 1, 2025 and September 30, 2025, turn eligible everyday Mastercard purchases into entries for a chance to win 1 of 3 grand prize trips to a choice of destinations.

Everyday Value

Instacart

instacart

Get 2 months of Instacart+ and $10 off your second order each month with your HSBC Elite Credit Card.

Peacock

peacock

New subscribers get $3 off Peacock Premium or $5 off Peacock Premium Plus each month when they use their HSBC Elite credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

Alo Moves

alomoves

Get 50% off your Alo Moves membership, plus 300 bonus points to Alo Access, Alo Yoga’s loyalty program.

ShopRunner

shoprunner

Shop your favorite items and top deals all in one place. Plus, sign up for a complimentary ShopRunner membership to enjoy free 2-day shipping, exclusive discounts and more.

Get more from your card

Cell Phone Coverage

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

HealthLock

healthlock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

Travel experiences and services

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

Concierge Service

A personal assistant ready to help 24/7, worldwide.

Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

Travel Medical Insurance

 

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Important documents

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

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Find the answers to customer service questions about your account, online banking, security, and more.

1. Values are based on an example of total annual spend of $55,000 within specific Points categories and various card benefits. Value amounts will vary based on actual spend amount and types of purchases. Please refer to the HSBC Elite World Elite Mastercard® credit card Rewards and Benefits brochure at us.hsbc.com/gtb-elite/ for more details

2. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure or the HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

3. The promotional period for this offer is 04/30/2025 5:00PM ET to 05/30/2025 11:59PM ET. Eligible Cardmembers will receive 30% bonus Avios for HSBC Elite World Elite Mastercard® or HSBC Premier World Mastercard® credit card Rewards Program Points transferred to Avios with Qatar Airways Privilege Club during the promotional period. Bonus Avios will be awarded separately from the original transaction and will be credited to the customer within 7–10 business days.

4. Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

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