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HSBC Premier World Mastercard® credit card

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HSBC Premier World Mastercard® Credit Card
40,000 Rewards Program Bonus Points1 introductory offer

Introductory Offers

  • Earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, after spending $2,500 or more in the first 3 months from Account opening2
Premier Rewards Program

Rewards

  • Earn 2X Rewards Program Points on travel. Earn 1X Point on all other net purchases.
  • Earn unlimited Rewards Program Points with no expiration.
  • Redeem Points for flights, hotel reservations and car rentals using our online travel site. Fly on most major airlines with no blackout dates or seat restrictions.
  • Book your own airline travel, and receive a statement credit to reimburse the cost
  • Transfer your Points to air miles with participating airline partners3
Travel Benefits

Travel Benefits

  • $85 TSA Pre√® credit to reimburse the application fee4
  • $50 Statement Credits for rides with Uber and Lyft4
  • Unlimited Boingo Wi-Fi access4
  • Car rental collision and damage insurance4
  • Lost or damaged baggage coverage4
  • Trip Cancellation Insurance4
  • $1 Million Travel Accident Insurance4
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay4
Shopping Benefits

Shopping Benefits

  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores4
  • Extended Warranty doubles your original warranty up to two additional years4
  • Purchase Assurance® covers most purchases against accidental damage or theft for up to 90 days4
  • Satisfaction Guarantee provides up to $250 for a disappointing purchase if the merchant does not accept the return4
  • Price Protection refunds the difference if you purchase an item and see it advertised for less within 120 days4
Shopping Benefits

Enhanced Protection

  • Security chip offers enhanced protection when used at chip-enabled terminals
  • Identity Theft Resolution Services provides help restoring credit and expense reimbursement, in the event your identity is compromised4
  • Make mobile purchases quickly and securely with Android Pay™, Apple Pay™ and Samsung Pay™
Personal Assistant

Fees and Rates

  • No Annual Fee for qualified Premier clients †,5
  • No Foreign Transaction Fees
  • Competitive, variable APR of 13.99% or 17.99%†, 5 on Purchases and Balance Transfers

† Summary of Terms can be accessed here

HSBC Premier World Mastercard® credit card Guide to Benefits and Terms & Conditions brochure can be accessed here

HSBC Premier World Mastercard® credit card Rewards & Benefits brochure can be accessed here

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

How to apply

 

To apply for an HSBC Premier World Mastercard® credit card, you must have an existing U.S. HSBC Premier checking account relationship.

I have an HSBC Premier checking account relationship.
For existing Premier clients1, we offer three convenient ways to apply for the HSBC Premier World Mastercard® credit card:

Online

Online

Log on to Personal Internet Banking to submit an online application.

Phone

Phone

Contact our 24/7 Premier Customer Relationship Center. Toll-free from within the U.S. or Canada:

888.662.HSBC (4722)

Collect from everywhere else: 716.841.6866

In Person

In Person

Find the branch closest to you to apply in person.

I do not have an HSBC Premier checking account relationship.

Applying to become an HSBC Premier client1 has many benefits beyond access to the HSBC Premier World Mastercard® credit card.

Related links

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All HSBC Credit Cards are available with Android Pay, Apple Pay, and Samsung Pay.

  1. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.
  2. The 35,000 Rewards Program Bonus Points (“Bonus Points”) offer applies to new, net purchases using your HSBC Premier World Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening (“Promotional Period”). The 35,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account
  3. Certain restrictions, limits and exclusions may apply. Full details will be sent when you become a customer.
  4. Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the Mastercard® Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.
  5. The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.HSBC (4722). A variable Purchase APR applies to credit card purchases and will be either 13.99% or 17.99%, depending on your credit worthiness, for the HSBC Premier World Mastercard® credit card. A variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.99% or 17.99%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.99%. Your APRs may increase to the variable Penalty APR of 30.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. There is no Overdraft Transaction Fee or Foreign Transaction Fee. A $0 Annual Fee will apply for HSBC Premier World Mastercard® credit card account clients who have a qualifying U.S. HSBC Premier checking account relationship1. A $95 Annual Fee will apply for HSBC Premier World Mastercard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier checking account relationship1. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. See Summary of Terms for details.

 

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

 

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

 

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

 

Android Pay is a trademark of Google Inc.

 

Apple Pay is a trademark of Apple Inc.

 

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.