Explore the best things about your
HSBC Premier Credit Card
Your passport to a life without boundaries.
International Cash Back Offers
Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.3
Everyday Value
DoorDash
Get a 3-month DashPass membership for free as a new member with your HSBC Mastercard® credit card. Plus, both new and existing members get $5 off their first 2 orders each month.
Shoprunner
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.
Lyft
Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.
2X Points on Groceries
Take time in the new year to plan and prepare your favorite meals as a family or on your own.
Earn 2X Points on all your groceries - up to $2,000 spend from January 1, 2023 through March 31, 2023. Visit your local Co-Op or bakery, favorite grocery stores or wholesale Club and more to earn.
Peace of Mind
ID Theft Protection 2
Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.
Liability Protection
Stay safe from unauthorized Purchases with Mastercard Zero Liability Protection.
Purchase Assurance
Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.
Travel
Unlimited Wi-Fi Access
Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.
Rewards for Miles
Rewards for Miles has expanded to include 11 airlines and 2 hotel partners.
Up to $85 Trusted Traveler Credit
Receive one Statement Credit every 54 months, to cover up to $85 towards your TSA Precheck Application fee.
Travel & Experiences
PricelessTM Experiences
Enjoy hidden-gem experiences and special-access events virtually and worldwide.
Travel & Lifestyle Services
Visit travel.mastercard.com today and make your next vacation an unforgettable one.
Priceless Golf®
Take your game to the next level with exclusive offers and experiences.
Please Note: This Cardmember Agreement contains the Terms & Conditions for ALL HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at us.hsbc.com/contactus or call the number located on the back of your card.
Rewards that take you further
Get rewarded for every purchase you make1.
2X Points on Travel
Earn two Points per dollar spent on new airline, hotel, car rental purchases and more.
2X Points Bonus
Earn 2X Points on all your groceries, up to $2,000 spend from January 1, 2023 through March 31, 2023.
1X Points
Earn one Point per dollar spent on all other purchases.
| Monthly | Travel | Shopping | Dining | 2X Bonus | Gas | Total Reward Points |
|---|---|---|---|---|---|---|
| Spend | $800 | $500 | $600 | $500 | $300 | $2,700 |
| Rewards Points | 1,600 | 500 | 600 | 1,000 | 300 | 4,000 |
| Monthly | Spend |
|---|---|
| Travel | $800 |
| Shopping | $500 |
| Dining | $600 |
| 2X Bonus | $500 |
| Gas | $300 |
| Total Reward Points | $2,700 |
| Monthly | Rewards Points |
| Travel | 1,600 |
| Shopping | 500 |
| Dining | 600 |
| 2X Bonus | 1,000 |
| Gas | 300 |
| Total Reward Points | 4,000 |
Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
48,000 Points, annually
Redeem your points, your way!
10,000 Points
Can be redeemed for:
- $100 Cash Back
- $100 Charity Gift Card
- $100 Gas Gift Card
20,000 Points
Can be redeemed for:
- $200 Cash Back
- $200 Dining Gift Card
- $200 Electronics Retailer Gift Card
40,000 Points
Can be redeemed for:
- $400 Cash Back
- Home Security Equipment
- AirFryer Oven
Manage your card online 24/7
From making a payment, to transferring a balance, manage your account with just a few clicks.
Tap & Go® for quick, secure payments
With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments.
So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.
You use your phone for everything else, why not purchases?
Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up.
Plus, when you pay with mobile, you’ll also make it easier to:
- Shop online
- Make in-app purchases
- Pay with your smartwatch or tablet
Financial Wellness
1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with HSBC Bank USA, N.A. Please see your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.
3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.
6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.
7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at Garmin.com/GarminPay.
8 As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see https://www.us.hsbc.com/credit-card-resource-center/premier/#rewards for additional information. All third party-trademarks are the property of the respective owners.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A.
Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.