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Explore the best things about your

HSBC Premier World Credit Card

Your passport to a life without boundaries.

Your Offers


Time for takeout.

Use your HSBC Credit Card and get up to 30% cashback on your next DoorDash order.

Offer valid November 15, 2020 through February 15, 2021


Music to your ears.

Use your HSBC Credit Card and get cashback on your Spotify subscription fee for 3 months, up to $12 per month.

Offer valid November 15, 2020 through February 15, 2021


Fresh groceries delivered.

Use your HSBC Credit Card and experience Instacart Express free for two months.

Now through March 31, 2021

More Offers

More ways to save.

Take advantage of a variety of discounts on dining, hotels, car rentals, everyday essentials and more at your favorite merchants.

Everyday Value and Peace of Mind

Earn more Points

Earn 1.5X Points on essential purchases like groceries, gas, healthcare and pharmacy.

Up to $2,000 in spend between January 1 and June 30, 2021

Free 2-day shipping

Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.

ID Theft Protection 2

Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.

Cell Phone Coverage2

Get reimbursed up to $600 per claim, if your cell phone is stolen or damaged.

Travel the World

Unlimited Wi-Fi Access 

Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.

Rewards for Miles

Redeem unlimited Points for Miles with participating airline partners like British Airways, Emirates Skyward and more.

$85 Trusted Traveler Credit

Receive one Statement Credit every 54 months, to cover your  $85 TSA Precheck Application fee.

Trip Cancellation Insurance2

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Travel Accident Insurance2

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Mastercard Airport Concierge™2 

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. 

Hotel/Motel Burglary2

Get reimbursed up to $1,500 per claim for personal property stolen or damaged from your hotel or motel room as a result of burglary by forcible entry.

Coverage is limited to the actual cost, up to $1,500 per claim, to replace or repair your personal property that has been stolen or damaged as a result of a burglary. There is a maximum of two claim(s) per twelve month period.

Lost or Damaged Luggage2

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of two claim(s) per twelve month period.

MasterRentalTM Coverage2

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Premier World Credit Card.

10% off hotels

Save 10% when you use your card to book your hotel or vacation home with Expedia, Agoda or onefinestay

Rewards that take you further

Get rewarded for every purchase you make1.

2X Points on Travel

Earn two Points per dollar spent on new airline, hotel, car rental purchases and more.

1.5X Points on Home & Health

Earn 1.5 Points on Home and Health purchases until June 30, 2021

1X Points

Earn one Point per dollar spent on all other purchases.

Your Points can add up quickly1

Monthly Travel Shopping Dining Health Gas Total Reward Points
Spend $800 $750 $600 $500 $300 $2,950
Rewards Points 1,600 750 600 750 300 4,000

Your Points can add up quickly1

Monthly Spend
Travel $800
Shopping $750
Dining $600
Health $500
Gas $300
Total Reward Points $2,950
Monthly Rewards Points
Travel 1,600
Shopping 750
Dining 600
Health 750
Gas 300
Total Reward Points 4,000

Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

48,000 Points, annually

Redeem your points, your way!

10,000 Points

Can be redeemed for:

  • $100 Cash Back
  • $100 Charity Gift Card
  • $100 Gas Gift Card

20,000 Points

Can be redeemed for:

  • $200 Cash Back
  • $200 Dining Gift Card
  • $200 Electronics Retailer Gift Card

40,000 Points

Can be redeemed for:

  • $400 Cash Back
  • Home Security Equipment
  • AirFryer Oven

Tap & go® for quick, secure payments 

With tap & go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments. 

So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.

You use your phone for everything else, why not purchases?

Add your HSBC Credit Card to a Mobile Wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up. 

Plus, when you pay with mobile, you’ll also make it easier to:

  • Shop online
  • Make in-app purchases
  • Pay with your smartwatch or tablet

Get started by adding your HSBC Credit Card today.

1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.  

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice. 

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with HSBC Bank USA, N.A. Please see your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.


Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A.

Mastercard and Tap & go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

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