Premier credit card benefits

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

1. HSBC US Cardholders are eligible to earn 20% more Qantas Points when they transfer their HSBC Reward Points to Qantas Points. This campaign commences on 6/1/2025 12AM (ET) and ends on 6/30/2025 1159PM (ET). You must be a Qantas Frequent Flyer member to be eligible for this offer. To become a member, visit qantas.com/us/en/frequent-flyer/discover-and-join/join.html to enroll into the program. The 20% bonus Qantas Points will be awarded at the time of transfer together with the base Points, according to the standard transfer lead times. The bonus Qantas Points will be calculated per transaction and not on the cumulative sum of Qantas Points converted from Rewards Points during the Campaign Period. Once you have transferred your Reward Points to Qantas Points, they become subject to the Qantas Frequent Flyer Program Terms & Conditions and cannot be transferred back to your HSBC rewards account. This offer cannot be combined with any other offer. For Terms & Conditions for Qantas Frequent Flyer program, visit qantas.com/us/en/frequent-flyer/discover-and-join/terms-and-conditions.html.

2. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure or the HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure.

3. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details.

4. How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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