Explore the best things about your
HSBC Premier Credit Card
Your passport to a life without boundaries.
Everyday Value
2X Points on a Spring Refresh
Refresh your outdoor space by growing your own vegetables, starting a new landscaping project or transforming your backyard into your dream space.
Earn 2X Points at nurseries, garden centers, hardware stores and more - up to $2,000 in spend from April 1, 2022 through June 30, 2022.
Shoprunner
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.
Peace of Mind
ID Theft Protection 2
Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.
Liability Protection
Stay safe from unauthorized Purchases with Mastercard Zero Liability Protection.
Purchase Assurance
Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.
Travel
Unlimited Wi-Fi Access
Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.
Rewards for Miles
Redeem unlimited Points for Miles with participating airline partners like British Airways, Emirates Skyward and more.
$85 Trusted Traveler Credit
Receive one Statement Credit every 54 months, to cover your $85 TSA Precheck Application fee.
Save on flight bookings worldwide
Use your HSBC Premier credit card and get 2% off flights worldwide, when booked with agoda.
Book now through December 31, 2022.
Travel & Experiences
PricelessTM Experiences
Enjoy hidden-gem experiences and special-access events virtually and worldwide.
Travel & Lifestyle Services
Visit travel.mastercard.com today and make your next vacation an unforgettable one.
Priceless Golf®
Take your game to the next level with exclusive offers and experiences.
Lyft
Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.
Please Note: This Cardmember Agreement contains the Terms & Conditions for ALL HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at us.hsbc.com/contactus or call the number located on the back of your card.
Rewards that take you further
Get rewarded for every purchase you make1.
2X Points on Travel
Earn two Points per dollar spent on new airline, hotel, car rental purchases and more.
2X Points Bonus
Earn 2X Points at nurseries, garden centers, hardware stores and more - up to $2,000 in spend from April 1, 2022 through June 30, 2022.
1X Points
Earn one Point per dollar spent on all other purchases.
| Monthly | Travel | Shopping | Dining | 2X Bonus | Gas | Total Reward Points |
|---|---|---|---|---|---|---|
| Spend | $800 | $500 | $600 | $500 | $300 | $2,700 |
| Rewards Points | 1,600 | 500 | 600 | 1,000 | 300 | 4,000 |
| Monthly | Spend |
|---|---|
| Travel | $800 |
| Shopping | $500 |
| Dining | $600 |
| 2X Bonus | $500 |
| Gas | $300 |
| Total Reward Points | $2,700 |
| Monthly | Rewards Points |
| Travel | 1,600 |
| Shopping | 500 |
| Dining | 600 |
| 2X Bonus | 1,000 |
| Gas | 300 |
| Total Reward Points | 4,000 |
Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
48,000 Points, annually
Redeem your points, your way!
10,000 Points
Can be redeemed for:
- $100 Cash Back
- $100 Charity Gift Card
- $100 Gas Gift Card
20,000 Points
Can be redeemed for:
- $200 Cash Back
- $200 Dining Gift Card
- $200 Electronics Retailer Gift Card
40,000 Points
Can be redeemed for:
- $400 Cash Back
- Home Security Equipment
- AirFryer Oven
Manage your card online 24/7
From making a payment, to transferring a balance, manage your account with just a few clicks.
Tap & Go® for quick, secure payments
With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments.
So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.
You use your phone for everything else, why not purchases?
Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up.
Plus, when you pay with mobile, you’ll also make it easier to:
Shop online
Make in-app purchases
Pay with your smartwatch or tablet
Get started by adding your HSBC Credit Card today.
Financial Wellness
1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with HSBC Bank USA, N.A. Please see your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.
3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.
6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.
7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at Garmin.com/GarminPay.
8 LG Pay is a registered trademark of LG Corp. Compatible with select credit/debit cards from participating banks. Available on select LG smartphones. App is downloadable from the Google Play™ store. Tokenization adds an extra layer of security.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A.
Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.