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Explore the best things about your

HSBC Premier Credit Card

Your passport to a life without boundaries.

Get 25% Bonus Avios when you transfer your Points

Transfer your HSBC Points to Avios through Rewards for Miles and receive 25% Bonus Avios December 7, 2023 through January 3, 2024.9 Avios is the reward currency for British Airways Executive Club, AerClub and Iberia Plus frequent flyer programs.

You can transfer any number of Points you have available and redeem for reward flights, cabin upgrades, hotels and more.10

Amazon Shop with PointsTM

Unlock the power of your rewards with Amazon Shop with Points. Redeeming your Credit Card Rewards Points on is easy. Simply link your credit card to Amazon, shop the incredible selection of products, and select HSBC Rewards at checkout to pay with your Points.

Create moments and make memories with your HSBC Mastercard

From 1 July, 2023 through 31 December, 2023 enter for a chance to win and go from making purchases to making memories. Every purchase is another entry to win great prizes, like a trip for two to the Priceless city of your choice, New York, Chicago, Los Angeles, Miami, or Honolulu, or up to a $500 Mastercard Prepaid® card.

Visit Mastercard priceless™ experiences


Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

Everyday Value


Get 2 months of Instacart+ and $10 off your second order each month with your HSBC Premier Credit Card.


Get a $3 statement credit when you use your HSBC Premier World Mastercard® credit card to subscribe to Peacock Premium. Stream new movies from theaters, hit series, exclusive originals, live sports and more.


Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.


Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.

Celebrate the holiday season with extra reward points

Earn 2× Points (up to $2,000 spend) when you use your card at hobby shops and artist supply stores, gift or novelty stores, crystal or glassware stores, movie theaters or ticketing agencies, candy, nut or confectionary stores and lawn and garden supply stores from October 1, 2023 through January 3, 2024.

Peace of Mind

Cell Phone Coverage2

Get reimbursed up to $600 per claim, if your cell phone is stolen or damaged.

ID Theft Protection 2

Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.


Get a discounted 13-month subscription to McAfee Total Protection with your HSBC Premier World Mastercard credit card. Plus, a complimentary TechMate subscription.

Purchase Assurance

Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.


Unlimited Wi-Fi Access 

Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.

Rewards for Miles

Rewards for Miles has expanded to include 11 airlines and 2 hotel partners.

Up to $85 TSA Precheck® Credit

Receive one Statement Credit every 54 months, to cover up to $85 towards your TSA Precheck Application fee.

(Not applicable towards the Global Entry Fee)

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.3

Travel & Experiences

PricelessTM Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Travel & Lifestyle Services

Visit today and make your next vacation an unforgettable one.

Priceless Golf®

Play like never before, with priceless offers and global golf experiences.

Trip Cancellation Insurance2

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Travel Accident Insurance2

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Mastercard Airport Concierge™2 

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. 

Hotel/Motel Burglary2

Get reimbursed up to $1,500 per claim for personal property stolen or damaged from your hotel or motel room as a result of burglary by forcible entry.

Coverage is limited to the actual cost, up to $1,500 per claim, to replace or repair your personal property that has been stolen or damaged as a result of a burglary. There is a maximum of two claim(s) per twelve month period.

Lost or Damaged Luggage2

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of two claim(s) per twelve month period.

MasterRentalTM Coverage2

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Premier Credit Card.

Rewards that take you further

Get rewarded for every purchase you make1.

2× Points on Travel

Earn two Points per dollar spent on new airline, hotel, car rental purchases and more.

2× Points bonus

Earn 2× Points on Holiday Season from October 1, 2023 through January 3, 2024.

1× Points

Earn one Point per dollar spent on all other purchases.

Your Points can add up quickly1

Monthly Travel Shopping Dining 2X Bonus Gas Total Reward Points
Spend $800 $500 $600 $500 $300 $2,700
Rewards Points 1,600 500 600 1,000 300 4,000

Your Points can add up quickly1

Monthly Spend
Travel $800
Shopping $500
Dining $600
2X Bonus $500
Gas $300
Total Reward Points $2,700
Monthly Rewards Points
Travel 1,600
Shopping 500
Dining 600
2X Bonus 1,000
Gas 300
Total Reward Points 4,000

Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

48,000 Points, annually

Redeem your points, your way!

10,000 Points

Can be redeemed for:

  • $100 Cash Back
  • $100 Charity Gift Card
  • $100 Gas Gift Card

20,000 Points

Can be redeemed for:

  • $200 Cash Back
  • $200 Dining Gift Card
  • $200 Electronics Retailer Gift Card

40,000 Points

Can be redeemed for:

  • $400 Cash Back
  • Home Security Equipment
  • AirFryer Oven

Tap & Go® for quick, secure payments 

With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments. 

So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.

You use your phone for everything else, why not purchases?

Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up. 

Plus, when you pay with mobile, you’ll also make it easier to:

Important documents

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.  

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice. 

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details or call 1-800-MASTERCARD.

3 Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch.   For a list of compatible Apple Pay devices, see

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

4 Google Pay is a trademark of Google LLC.

5 Samsung, Samsung Pay, Galaxy S7 and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.  Other company and product names mentioned may be trademarks of their respective owners.   Screen images are simulated; actual appearance may vary.  Samsung Pay is available on select Samsung devices.

6 Fitbit, Fitbit Pay and the Fitbit Logo are trademarks, service marks and/or registered trademarks of Fitbit, Inc. in the Unites States and in other countries.

7 Garmin and Garmin logo are trademarks of Garmin, Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

8 As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see for additional information.  All third party-trademarks are the property of the respective owners.

9 The promotional period for this offer is 12/7/2023 to 1/3/2024 11:59p.m. ET. Eligible Cardmembers will receive 25% bonus Avios for HSBC Elite World Elite Mastercard® or HSBC Premier World Mastercard® Credit Card Rewards Program Points transferred to Avios during the promotional period. Bonus Avios will be awarded separately from the original transaction and will be credited to the customer within 7–10 business days. 

You must have a membership with British Airways Executive Club, AerClub and/or Iberia Plus (“Participating Airline”) to participate in this offer.  These are the loyalty programs of British Airways, Aer Lingus, and Iberia, respectively.   To transfer Points to British Airways, you must be enrolled in the British Airways Executive Club. Visit to enroll. Avios are redeemed in accordance to the British Airways Executive Club Terms and Conditions, which can be found at  To transfer Points to Aer Lingus, you must be enrolled in AerClub.  Visit to enroll. To transfer Points to Iberia, you must be enrolled in Iberia Plus. Visit to enroll.

Before you redeem your Points, please read the Terms and Conditions, Security and Privacy Policy of the Participating Airline’s website, which may differ from the Terms and Conditions, Security and Privacy Policy of HSBC Bank USA, N.A. Once you have redeemed your Points to Avios, they become subject to the Terms and Conditions of the British Airways Executive Club, AerClub or Iberia Plus, respectively. Transactions cannot be reversed. All Terms and Conditions of each Participating Airline apply. Each Participating Airline reserves the right to withdraw or cancel the offer or modify or alter the Terms and Conditions of the offer at any time without assigning any reason whatsoever.

10 Reward bookings are subject to availability and cannot be waitlisted. Taxes, fees and carrier charges apply. In addition to your Avios, the only cash amount required for Reward Flights is to cover the taxes, fees and carrier charges. Your chosen date of travel will determine whether you pay a peak or off-peak Avios amount. When booking Reward Flights, you can choose all peak dates, all off-peak dates or a mixture of the two. The taxes, fees and carrier charges will vary dependent on airline, class of travel and destination and will be calculated when you book your flights.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A.

Mastercard®, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

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