HSBC Elite credit card

*The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.4722(HSBC). A variable Purchase Annual Percentage Rate (APR) applies to credit card purchases and will be 20.24% to 24.24%, depending on your credit worthiness. A variable Balance Transfer APR applies to balance transfers and will be 20.24% to 24.24%, depending on your credit worthiness, for the HSBC Elite World Elite Mastercard® credit card. The variable Cash APR applies to cash advances and is 29.24%. These APRs will vary with the market based on the Prime Rate, for a maximum APR of 29.99%. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $1.00. A transaction fee of $10 or 5%, whichever is greater, will apply for each Balance Transfer, Check, or Cash Advance transaction. There is no Foreign Transaction Fee. The Annual Fee for the HSBC Elite credit card is $495 for primary cardholder & $0 for Authorized User(s) per year; $0 for primary cardholder & $0 for Authorized User(s), for customers who hold a Private Banking Account relationship at the time of application and on each subsequent credit card Account anniversary date to qualify for the annual fee rebate; $295 for primary cardholder & $0 for Authorized User(s) for customers who hold HSBC US employee status at the time of application and on each subsequent credit card Account anniversary date to qualify for the annual fee rebate. See Summary of Terms for details. For more information regarding U.S. HSBC Premier eligibility requirements please visit https://www.us.hsbc.com/checking-accounts/products/premier/ or speak with your Relationship Manager.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments).

HSBC Elite World Elite Mastercard® requires a qualifying Premier or Private Bank relationship. For a complete list of HSBC Premier Relationship eligibility requirements please visit https://www.us.hsbc.com/checking-accounts/products/premier/ or speak with your Relationship Manager.

To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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