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HSBC Premier Savings[@QualPremSavAcc]

Benefit from tiered interest that offers higher rates on higher balances.

Here's what you get with an HSBC Premier Savings account

If you've got a Premier[@premiereligibility] checking account, you can access our Premier Savings account. With tiered interest, you'll get better rates the more you save.

  • Build your relationship: Your savings balance counts toward your monthly minimum HSBC Premier balance requirement.
  • Bank anytime: Access online banking with complimentary Bill Pay, and set up Bank-to-Bank Transfers[@transferlimitsprerelsav] or transfers between your HSBC accounts.
  • Save safely: Your money is FDIC insured to the maximum permitted by law.

Annual Percentage Yields (APYs)[@apyvariableps]

$100,000 - $250,000 or more 
0.15% APY

$25,000 - $99,999.990.10% APY

$0 - $24,999.990.01% APY

Things to know

What you'll need to apply

To open a Premier Savings account you must be an HSBC Premier client with a new or existing HSBC Premier[@premiereligibility] checking account and:

  • Be at least 18 years of age
  • Provide account information for funding your new account if you want to fund from outside HSBC

If you apply for a Premier Savings account but don't already have a Premier checking account, we'll redirect you towards a page where you can apply for one.

By proceeding with the application you are accepting the terms and agree you can meet these requirements.

What happens next? 

Apply for an HSBC Premier Savings account

Already an HSBC U.S. customer?

Apply this way if you're already an HSBC customer and are applying for a sole account.

New to HSBC?

You'll need an HSBC Premier checking account before you can apply for a Premier Savings account.

Open account at a Wealth Center 

Apply for a joint account

If you want to apply for a joint Premier Savings account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.

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Earn our best savings rate for an Introductory Period when you open a Premier Relationship Savings[@QualPremRelSavAcc] account and link it to an eligible Premier[@premiereligibility] checking account.

Additional information

    Disclaimers 

    Procedures for opening a new account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

    What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

    Privacy and security

    HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.


    United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99, 0.10% APY $25,000 - $99,999.99, 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more.

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