Unlimited Rewards Program Points with no expiration
Earn 35,000 Rewards Program Bonus Points worth at least $400 in air travel – after spending $3,000 in the first 3 months from Account opening2
You’ll earn 2X Rewards Program Points on new travel purchases – including airline, hotels, and car rentals
1X on all other purchases
You’ll earn 1X Points per $1 spent
- No Foreign Transaction Fees
- Competitive, variable APR of 14.99% to
18.99%5 on Purchases and Balance Transfers
Redeem your points for rewards
Explore this card
Travel benefits
Global Wi-Fi access with BoingoEnjoy complimentary unlimited premium Wi-Fi at over a million secure hotspots worldwide with Boingo4. Get simultaneous access for up to four devices.
TSA Precheck creditExperience expedited airport screening with TSA Precheck. Receive a statement credit of $85 every five years as reimbursement for the application fee4.
10% off at Expedia, Agoda or onefinestay
10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay4.
Everyday values and experiences
Peace of mind
Mastercard ID Theft ProtectionTM
If your identity is compromised, you’ll receive one-on-one support until your claim is resolved4.
Identity Fraud Expense Reimbursement
Provides expense reimbursement in the event your identity is compromised through identity fraud4.
Cellular Wireless Telephone Protection
Provides reimbursements up to $600 per claim if your cellphone is stolen or damaged4.
Tap & go® with any HSBC Credit Card
Tap & go® contactless payments are faster than swiping or inserting your card for payment.
It’s easy!
- Place – Simply place your HSBC Credit Card close to a contactless payment terminal
- Hold – Briefly hold your card close to the terminal until it confirms the payment with a green light or beep,
- Done – Follow the prompts, and you're done!
Thousands of merchants accept contactless payments – use your card wherever you see the contactless symbol.
How to apply
To apply for an HSBC Premier World Mastercard® credit card, you must have an existing U.S. HSBC Premier checking1 account relationship.
I have an HSBC Premier checking account relationship
New to HSBC
To apply for an HSBC Premier World Mastercard® credit card1, you must have an existing U.S. HSBC Premier checking account relationship. Explore the benefits today.
Existing HSBC Customer
Log on to Personal Internet Banking to apply for an HSBC Premier World Mastercard® credit card.
Phone
Contact our 24/7 Premier Customer Relationship Center.
888.662.4722 (HSBC)
If you’re calling from outside the US or Canada, call
716.841.6866
In Person
Find the branch closest to you to apply in person.
I do not have an HSBC Premier checking account relationship.
Applying to become an HSBC Premier client1 has many benefits beyond access to the HSBC Premier World Mastercard® credit card.
All HSBC Credit Cards are available with Apple Pay®, Google PayTM, and Samsung PayTM.
1 HSBC Premier World Mastercard® requires a U.S. HSBC Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements please visit https://www.us.hsbc.com/premier/ or speak with your Relationship Manager.
2 The 35,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Premier World Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
3 Certain restrictions, limits and exclusions may apply. Full details will be sent when you become a customer.
4 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Mastercard® credit card Rewards and Benefits brochure and Mastercard Guide to Benefits brochure, for full details.
5 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.4722 (HSBC). A variable Purchase APR applies to credit card purchases and will be 14.99% to 18.99%, depending on your credit worthiness, for the HSBC Premier World Mastercard® credit card. A variable Balance Transfer APR applies to balance transfers and will be 14.99% to 18.99%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $1.00. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. An Overdraft Transaction fee of $10 or 5%, whichever is greater, will apply on the overdraft amount. There is no Foreign Transaction Fee. A $0 Annual Fee will apply for HSBC Premier World Mastercard® credit card account clients who have a qualifying U.S. HSBC Premier checking account relationship1. A $95 Annual Fee will apply for HSBC Premier World Mastercard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier checking account relationship1. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. See Summary of Terms for details.
How you earn Rewards Program Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments).
HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Mastercard and Tap & go are registered trademarks of Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Google Pay is a trademark of Google LLC
Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.