Investment transfers

Move money between your HSBC Bank USA, N.A. (HSBC Bank) deposit and HSBC Securities (USA) Inc. (HSBC Securities) accounts.

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Investment transfers

Move money easily with mobile or online banking

Transfer available cash positions between your eligible HSBC Securities brokerage accounts and HSBC Bank checking or savings accounts using online banking or the HSBC U.S. Mobile Banking app[@appinfo]. Some limitations may apply.

Before you get started, you’ll need:

An eligible HSBC Securities brokerage account
An HSBC Bank checking or savings account - names on the deposit and brokerage accounts must match, and for transfers between joint and individual accounts, there must be one common owner

Transfers made before 4pm ET will be processed the same business day. Any transfers initiated after 4pm ET will be completed the following business day.

1. Log on

In online banking, go to 'Useful links' and select 'Transfers'.

2. Select accounts

Choose the HSBC deposit account or HSBC Securities Brokerage account you want to transfer from, and the account you want to transfer the money to.

3. Enter amount

Enter the amount you want to transfer and select 'Continue'. Then follow the on-screen instructions.

1. Log on

In the mobile app, go to 'Move Money' and then 'Make domestic transfers'.

2. Select accounts

Choose the HSBC Deposit account or HSBC Securities Brokerage account you want to transfer from, and the account you want to transfer the money to.

3. Enter amount

Enter the amount you want to transfer and select 'Continue'. Then follow the on-screen instructions.

Frequently asked questions

You'll see a green "Transfer request received" banner displayed on top of your transfer confirmation screen.

For transfers initiated prior to 4pm Eastern Time, there are several ways to view the completed transaction.

For transfers from a deposit account to brokerage, initiated before 4pm Eastern Time, the funds will be on hold in your deposit account and will credit to your brokerage account instantly. Your deposit account will reflect the completed transfer details after 4pm the same day. You can log on to online banking and select the account you transferred funds from. Once fully processed, the transaction will reflect in the 'Activity' details.

For transfers from brokerage to a deposit account, initiated before 4pm Eastern Time, your HSBC Securities Brokerage account will reflect the transaction immediately. The funds will credit and all transfer details will be available in your deposit account after 4pm the same day. In order to view the details, log on to online banking, select your HSBC Securities Brokerage account, click on 'Manage' and select 'Go To Brokerage Account' to open your Portfolio and Transactions.

Transfers completed on a business day after 4pm Eastern Time or on a Saturday, Sunday, NYSE® or federal holiday will be processed on the next business day.

Investment transfers are only available as one-time immediate transfers and cannot be scheduled as recurring or for a future date.

Transfers will process as follows:
Date of investment transfer request:	Date investment transfer will be made:
Weekends and Holidays (NYSE & Federal)	The next business day.
Business days - before 4pm ET.	Immediately once the transfer is requested. Please see the section above for funds availability.
Business days - after 4pm ET.	The following business day. Please see the section above for funds availability.

Transfers will process as follows:
Date of investment transfer request:	Weekends and Holidays (NYSE & Federal)
Date investment transfer will be made:	The next business day.

Date of investment transfer request:	Business days - before 4pm ET.
Date investment transfer will be made:	Immediately once the transfer is requested. Please see the section above for funds availability.

Date of investment transfer request:	Business days - after 4pm ET.
Date investment transfer will be made:	The following business day. Please see the section above for funds availability.

Business days are Monday to Friday, excluding NYSE and federal holidays.

Please note: Investment transfers are a one-time, immediate transfer and cannot be scheduled for a future date or set up as recurring.

Get started

Log on to online banking, or log on to the app if you're on mobile.

Log on

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Additional information

Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSBC Securities), member NYSE/FINRA/SIPC (www.sipc.org/). In California, HSBC Securities conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSBC Securities is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and may lose value.

All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website at brokercheck.finra.org.

HSBC Securities (USA) Inc. is a member of SIPC. Information regarding SIPC, including a SIPC brochure, may be obtained by contacting SIPC via www.sipc.org or by telephone (202) 371-8300. An investment in a bank deposit program insured by the Federal Deposit Insurance Corporation (FDIC) is covered by FDIC insurance (up to allowable limits), but not eligible for SIPC coverage. Please review your statement for additional information on the sweep product in your brokerage account.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Accounts eligible for sending and receiving these transfers include all HSBC Checking and deposit accounts, except for Certificates of Deposit (CDs), Foreign Currency accounts, Term Deposit accounts, Trust accounts, Corporate accounts.

This feature is available only for HSBC Securities advised brokerage and self-directed brokerage accounts. HSBC Securities IRA and Managed accounts are not eligible.

Transfers may require additional review or approval. Funds availability and posting may be delayed if additional information is required.

Please check your transfer details carefully before confirming.

Please note, your cash balance from your HSBC Securities account must have sufficient funds to complete the transfer. Available Margin balances may not be transferred.

Investment transfers

Move money easily with mobile or online banking

Before you get started, you’ll need:

Making the transfer in online banking

1. Log on

2. Select accounts

3. Enter amount

Making the transfer in the app

1. Log on

2. Select accounts

3. Enter amount

Frequently asked questions

How will I know when an investment transfer has been received?

How will I know when an investment transfer is complete?

How long does an investment transfer take?

Get started

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