Once your account is open, and provided do not already have a combination of existing and individual accounts, you can add a joint account holder to a checking or savings account. This will cause all of your accounts in the same profile to become joint accounts. If you do not wish to change all of your accounts, you may open a new joint account by visiting our website and applying for the new account.
If you are located in the United States or Canada and you wish to proceed with adding a joint account holder to a checking or savings account, you may do so by calling 855.472.0882. Representatives are available 8:30am-4:15pm ET Monday through Friday. The following requirements must be met:
- Both you and the joint applicant need to call together
- The joint applicant must have a Social Security number
- Note: The primary customer must have a social security number in order for the secondary to be added to the account over the phone
- The joint applicant must have a U.S. residential address
- The joint applicant must have a valid government issued ID
If the joint applicant doesn’t meet the above requirements, please visit a local branch together to complete the application.
Please note: A joint account holder can't be added to a Certificate of Deposit (CD) once the account is open. To apply for a joint CD, you may apply for a new account by visiting our website or at your local HSBC branch.
HSBC Direct Savings and HSBC Direct Checking accounts are unable to be opened in a branch. If you need a joint account, please complete a new online application.