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International Payments

A secure and convenient way to send money abroad

Transferring money abroad? Look no further than your own bank.

  • Flexible & Convenient
    Available 24/7 through Personal Internet Banking, you can schedule International Wire Transfers2 for ‘Today’, ‘Later’, or ‘Recurring’ using up to the available balance in your checking or savings3 account.
  • Exchange Rate Certainty
    We provide you with live foreign exchange rates, updated frequently during market hours.
  • Currencies
    With HSBC Bank USA, N.A. you can send wire transfers in up to 14 currencies, including the Euro, Sterling, Hong Kong Dollar, Canadian Dollar, and Australian Dollar.
  • Safe & Secure
    For added protection, when sending funds via Personal Internet Banking, we require you to authenticate your International Wire Transfer by providing a Security Code generated from your HSBC Security Device.

Log on to make a wire transfer

Use Personal Internet Banking to schedule a wire transfer online.

Receiving a wire transfer?

Here are the routing numbers you will need to 

provide for your U.S. account.
 

International wire (SWIFT)

MRMDUS33

 

International (CHIPS)

435499

 

ABA (Fedwire)

021001088

122240861 (California Only)

 

HSBC U.S. Bank Address

452 5th Ave, New York, NY 10018

 

 

Flexible options to send money abroad

I want to send funds abroad

We will offer you the most up to date HSBC Exchange Rate available using our live rates for all International Wire Transfers sent in foreign currency, this way you can be certain of the exchange rate applied to your wire transfer.

I'd like to set up a future dated or recurring wire transfer

Set up future date or recurring International Wire Transfers to maintain overseas commitments like property rentals or to help support your family.

 

The exchange rate used will be the HSBC Exchange Rate applicable at the time your wire transfer is processed.

Things you need to know before sending a wire transfer

Incorrect or missing information may lead to delays4 to your International Wire Transfer so it’s important to double-check that your wire transfer details are correct.  A transfer fee5 is charged for each outgoing Wire Transfer.

Wire Transfer requests submitted before 4:15 PM Eastern Time (ET) on a business day will be processed the same day. Wire Transfer requests to domestic banks and international banks can be completed online at any time, however, those completed after 4:15 PM ET on business days will be automatically re-dated to the next business day. International Wire Transfers can be cancelled for up to 30 minutes after payment is authorized with no penalty.

To make an International Wire Transfers you’ll need to know the following:

  • Your own account details
  • Recipient’s full name and address
  • Recipients’ bank code
  • IBAN (International Bank Account number) or account number
  • Country of recipient's bank
  • Amount of the wire transfer
  • Any reference
  • Reason for making the wire transfer

Options to receive wire transfers

Receiving an International Wire Transfer6

Receiving a wire transfer?

You can receive International Wire Transfers in a foreign currency or U.S. Dollars. If a wire transfer is received in a different currency to what your account is held in, we'll convert it using the HSBC Exchange Rate at that time, before crediting it to your account. 

 

The remitter will need to know the following information about the account you wish to be credited to ensure the wire transfer happens as quickly as possible:

  • Your full name and address
  • SWIFT Code
  • IBAN (International Bank Account Number) or account number
  • BIC (Business Identifier Code)

      

Here are the routing numbers you will need to 

provide for your U.S. account.

 

International wire (SWIFT)

MRMDUS33

 

International (CHIPS)

435499

 

ABA (Fedwire)

021001088

122240861 (California Only)

 

HSBC U.S. Bank Address

452 5th Ave, New York, NY 10018

How to make an International Wire Transfer

  • Make a wire transfer online

1.  Get a Security Code from your HSBC Security Device

    To make a wire transfer online, you need to log on to Personal Internet Banking     with a Security Code generated from your HSBC Security Device (Digital or     Physical).

2.  Log on to Personal Internet Banking

     International Wire Transfers are only available through Personal Internet               Banking. If you are not yet registered, you can register here.

3.  Select 'My HSBC' tab at the top left and click 'Pay or transfer' under 'Move            Money' section

    Then select the account that you wish to make a wire transfer from, then click     on 'New Payee' tab

4.  Enter wire transfer details

    Follow the on-screen instruction.

5.  Review and Confirm your wire transfer details.

  • Make a wire transfer in branch
    When making an International Wire Transfer in one of our branches, please bring the following with you:
  • Photographic Identification
  • Beneficiary details
  • Wire transfer details

Related information

Transferring money between HSBC and other financial institutions is easy.

Pay bills to anyone in the U.S. – online, anytime

Global View and Global Transfers

1 Eligible accounts include all deposit accounts except for CDs and Commercial Accounts.

2 Your instruction to transfer funds from your account to a third party is a Payment Order. The Bank is authorized, at its option, to charge your account in the amount of any Payment Order and to execute a Payment Order, even if the Payment Order conflicts with any other instructions received by the Bank from you (unless your transfer is a remittance transfer, as defined in Subpart B of Regulation E [12 CFR section 1005.30], in which case additional rules apply which will be provided in the disclosures we give you when you use that service) or results in an overdraft or payment to or for the benefit of a person authorized by you to sign checks or transfer funds for you. If there are not sufficient available funds in your account, the Bank may, without prior notice or demand, charge any account maintained by you with the Bank or setoff against any amount the Bank owes you in order to obtain payment of your obligations. By submitting this form, you are rejecting the Level One Security Procedures offered by the Bank and choosing the Level Two Security Procedures described in the FUNDS TRANSFERS section of the Bank's Rules for Consumer Deposit Accounts Rules, which you acknowledge are commercially reasonable pursuant to Section 4A-202(c) of the Uniform Commercial Code unless remittance transfer rules apply.

3. Federal Reserve Reg D Transaction Limitations apply.

4 If the payment order for your transfer (domestic or international remittance) includes an incorrect account number or recipient institution identifier, you could lose the transfer amount.

5 Refer to the Pre-Payment and Receipt Disclosures for the fee amounts of the applicable Funds (Wire) Transfer-Out - Domestic [Transfer Fees] and the Funds (Wire) Transfer-Out - International [Transfer Fees]

6 Please refer to your deposit Terms & Charges Disclosure for Funds (Wire) Transfer-In fee

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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