Looking to transfer money?

Our secure service makes it easy to send and receive International Wire Transfers1  in up to 14 currencies using your eligible accounts2. Look no further than your own bank to send funds to family and friends, manage a property and more.

  • Flexible & Convenient

    o    24/7 availability via Personal Internet Banking

    o    Easily set up future dated and recurring payments 

  • Exchange Rate Certainty
    o   Live exchange rates updated frequently during market hours
  • Safe & Secure
    Authentication from your HSBC Security Device is required when transferring via Personal Internet Banking for added protection

HSBC International Wire Transfer

How to make an International Wire Transfer

Online
  • Log on to Personal Internet Banking with a Security Code generated from your HSBC Security Device
  • Click the 'My HSBC' tab, then 'Pay or transfer' under the 'Move Money' section
  • Select the account you wish to make the transfer from, then click on 'New Payee' tab
  • Enter wire transfer details and follow the on-screen instructions
  • Review and Confirm your transfer details

In Branch:

  • Please bring the following with you when making an International Wire Transfer in one of our branches:
  • Photographic Identification
  • Beneficiary details
  • Wire transfer details

Receiving a wire transfer3

You can receive International Wire Transfers in a foreign currency or U.S. Dollars. If a wire transfer is received in a different currency to what your account is held in, we'll convert it using the HSBC Exchange Rate at that time, before crediting it to your account. 

Frequently Asked Questions

1 Your instruction to transfer funds from your account to a third party is a Payment Order. The Bank is authorized, at its option, to charge your account in the amount of any Payment Order and to execute a Payment Order, even if the Payment Order conflicts with any other instructions received by the Bank from you (unless your transfer is a remittance transfer, as defined in Subpart B of Regulation E [12 CFR section 1005.30], in which case additional rules apply which will be provided in the disclosures we give you when you use that service) or results in an overdraft or payment to or for the benefit of a person authorized by you to sign checks or transfer funds for you. If there are not sufficient available funds in your account, the Bank may, without prior notice or demand, charge any account maintained by you with the Bank or setoff against any amount the Bank owes you in order to obtain payment of your obligations. By submitting this form, you are rejecting the Level One Security Procedures offered by the Bank and choosing the Level Two Security Procedures described in the FUNDS TRANSFERS section of the Bank's Rules for Consumer Deposit Accounts Rules, which you acknowledge are commercially reasonable pursuant to Section 4A-202(c) of the Uniform Commercial Code unless remittance transfer rules apply.

2 Eligible accounts include all deposit accounts except for CDs and Commercial Accounts.

3 Please refer to your deposit Terms & Charges Disclosure for Funds (Wire) Transfer-In fee.

4 If the payment order for your transfer (domestic or international remittance) includes an incorrect account number or recipient institution identifier, you could lose the transfer amount.

5 Refer to the Pre-Payment and Receipt Disclosures for the fee amounts of the applicable Funds (Wire) Transfer-Out - Domestic [Transfer Fees] and the Funds (Wire) Transfer-Out - International [Transfer Fees]

6 Federal Reserve Reg D Transaction Limitations apply.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.