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Pay bills online

Pay a company or person using Bill Pay.

The Pay a Bill feature in Personal Internet and Mobile Banking allows you to pay a company or a person within the U.S. from your HSBC checking account with no fee.

Your online payments are guaranteed to arrive on time1 and also backed by our $0 Liability, Online Guarantee2 against unauthorized access or misuse.

Pay a Company

Control who gets paid and when you pay them, unlike automatic debit on a biller’s website.

  • Know exactly when your payment will be made and if it will be sent via electronic payment or paper check
  • Set up one-time or recurring payments for bills like tuition, utilities, mortgage or taxes
  • Make up to five one-time bill payments at a time using our convenient dashboard 

Pay a person

Send money to any person in the U.S. even if they’re not set up online. We’ll deliver your payment as a paper check via postal mail, eliminating your need for a checkbook or a stamp.

  • Arrives as a paper check within 5 business days
  • Set up one-time payment or recurring payments to a person, such as your landlord 

What you'll need

Personal Internet Banking

To set up a payee you need to log on to Personal Internet Banking. After this one-time payee set up, you can make or schedule payments using Personal Internet Banking or the HSBC Mobile Banking App3

If paying a company

  • Company name
  • Company address
  • Your account # with the company

If paying a person

  • Full name
  • U.S. address
  • Account number with payee (if you do not have account number with payee, the account number field can be used as a memo line)

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction within five business days of the payment due date. This  guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

3 Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

1 Under the Bill Pay 'on–time' guarantee, HSBC will bear the responsibility for any late–payment–related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.

2 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. The guarantee does not cover business and commercial accounts, accounts at other financial institutions or accounts that are not covered under Regulation E. The $0 Liability, Online Guarantee assumes notice of fraudulent activity on eligible accounts is provided to HSBC within 60 days, and timely notice on card accounts. Assumes client account safeguarding, personal firewalls and online security diligence outlined in HSBC's Security and Fraud Center website.

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