It can also give you access to secure banking apps and online banking, which make it easier to manage your money. In certain regions and countries, a checking account is also known as a transaction account.
You need to be 18 or older to open an individual checking account with most banks. Some will accept applications from minors, but these require a parent or guardian to act as a joint account holder.
You can apply for an HSBC individual checking account as long as you:
To complete an application online, you'll need to provide certain information and documentation. Some of the things we may ask for include:
You may need to provide additional information for certain accounts.
Most banks will check your consumer deposit history when you apply for a checking account. They use information from specialty consumer reporting agencies, such as:
You can check the information these agencies hold on you before you apply to make sure it’s up to date. You can find out how to obtain a copy of your consumer deposit report from their websites.
