Unlimited Rewards Program Points with no expiration
Earn 50,000 Rewards Program Bonus Points worth $750 in airfare – when booked online through HSBC Rewards – after spending $4,000 in the first 3 months of account opening1
You’ll earn 3X Rewards Program Points on new travel purchases – including airline, hotels, and car rentals
2X dining Points
You’ll earn 2X Points on new dining purchases
1X Points on all other purchases
You’ll earn 1X Points on all other purchases
Redeem your points for rewards
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Explore this card
Travel benefits
$100 Annual Air Travel Credit
Receive up to $100 in statement credits annually as reimbursement for travel purchases charged to your card, including tickets, seat upgrades, baggage fees, or in-flight purchases5.
Airport Lounge Access & Discounts
Enjoy complimentary membership to over 1000 airport lounges worldwide. Get two free lounge visits per year (additional visits are only $32 per person). Save up to 15% at hundreds of airport retailers5, including duty free shops, restaurants and spas.
10% off at Expedia, Agoda or onefinestay
10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay5
Everyday values and experiences
ShopRunner
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores5.
Uber and Lyft
Receive up to $100 in statement credits annually for rides with Uber and Lyft5.
Fandango
Earn $5 in Fandago rewards for every 2 movie tickets purchased5.
Peace of mind
Mastercard ID Theft ProtectionTM
If your identity is compromised, you’ll receive one-on-one support until your claim is resolved5
Identity Fraud Expense Reimbursement
Provides expense reimbursement in the event your identity is compromised through identity fraud5
Cellular Wireless Telephone Protection
Provides reimbursements up to $800 per claim if your cellphone is stolen or damaged5
Tap & go® with any HSBC credit card
Tap & go® contactless payments are faster than swiping or inserting your card for payment.
It's easy!
- Place – Simply place your HSBC credit card close to a contactless payment terminal
- Hold – Briefly hold your card close to the terminal until it confirms the payment with a green light or beep,
- Done – Follow the prompts, and you're done!
Thousands of merchants accept contactless payments – use your card wherever you see the contactless symbol.
How to apply
To apply for an HSBC Premier World Elite Mastercard® credit card, you must have an existing U.S. HSBC Premier checking7 account relationship.
I have an HSBC Premier checking account relationship
New to HSBC
To apply for an HSBC Premier World Elite Mastercard® credit card7, you must have an existing U.S. HSBC Premier checking account relationship. Explore the benefits today.
Existing HSBC Customer
Log on to Personal Internet Banking to apply for an HSBC Premier World Elite Mastercard® credit card.
PhoneContact our 24/7 Premier Customer Relationship Center.
Toll-free from within the U.S. or Canada:
From everywhere else:
716.841.6866
In Person
Find the branch closest to you to apply in person.
I don’t have an HSBC Premier checking account relationship
Applying to become an HSBC Premier client7 has many benefits beyond access to the HSBC Premier World Elite Mastercard® credit card.
1 The 50,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Premier World Elite Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
2 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.HSBC (4722). A variable Purchase APR applies to credit card purchases and will be either 17.24% or 21.24%, depending on your credit worthiness. A variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 17.24% or 21.24%, depending on your credit worthiness, for the HSBC Premier World Elite Mastercard® credit card. The variable Cash APR applies to cash advances and overdrafts and is 27.24%. Your APRs may increase to the variable Penalty APR of 32.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. There is no Overdraft Transaction Fee or Foreign Transaction Fee. A $395 Annual Fee will apply for HSBC Premier World Mastercard® Elite credit card account clients who have a qualifying U.S. HSBC Premier1 checking account relationship, and a $65 Annual Fee will apply to each Authorized User. See Summary of Terms for details
3 Certain restrictions, limits and exclusions may apply. Full details will be sent when you become a customer.
4 Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. For complete eligibility details, refer to the HSBC Premier World Elite Mastercard® credit card Guide to Benefits brochure, which will be supplied to all new customers following the receipt of their card.
5 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Elite Mastercard credit card Rewards and Benefits brochure and Mastercard® Guide to Benefits brochure, which will be supplied to all new customers following the receipt of their card.
6 The Mastercard® Concierge Service is provided by Aspire Lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A
7 HSBC Premier World Mastercard® requires a U.S. HSBC Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements please visit https://www.us.hsbc.com/premier/ or speak with your Relationship Manager.
How you earn Rewards Program Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments).
HSBC Premier World Elite Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier1 relationship. To learn more, speak with an HSBC Premier Relationship Manager.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Mastercard and Tap & go are registered trademarks of Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Google Pay is a trademark of Google LLC.
Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
