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Explore the best things about your

HSBC Elite Credit Card

See what’s new for 2021

Enhanced travel benefits, more Rewards points and surprise luxury gifts.

Your Offers

Instacart

Fresh groceries delivered.

Use your HSBC Credit Card and experience Instacart Express free for two months.

Now through March 31, 2021

Yousician

The gift of music.

Yousician provides interactive learning for guitar, bass, ukulele, piano and voice using its unique technology.  

Use your HSBC Credit Card and get 35% off their premium products.

Learn more

RosesOnly.com

Special occasions.

Use your HSBC Credit Card and get 10% off your purchase. Terms and conditions apply.

Valid now through December 30, 2021

Learn more

YOOX

Save on designer brands at YOOX.

Get 10% off storewide, using the code HSBC + First 6 digits of HSBC Card. Terms and conditions apply.

Valid now through December 30, 2021

Learn more

Get more from your card

Earn more Points

Earn 2X Points on essential purchases like groceries, gas healthcare and pharmacy.

Up to $3000 in spend between January 1 and June 30, 2021.

Luxury Gifts

An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 luxury gifts per year

$400 in Travel Credits

Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

Lyft App Credit

Take 5 rides per month and receive a $10 Lyft App credit.

Everyday Value and Peace of Mind

5% Cash Rewards

Order everyday essentials in bulk online with Boxed. Earn 5% Cash Rewards you can redeem on future purchases.

Free 2-day Shipping

Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.

Cell Phone Coverage2

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

Travel the World

Trusted Traveler Credit

Get a statement credit for the $100 Global Entry® application fee or the $85 TSA Precheck application fee.

Rewards for Miles

Redeem unlimited Points for Miles with participating airline partners like British Airways, Emirates Skyward and more.

Unlimited Lounge Access

You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™

Travel Medical Insurance

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

World Elite Concierge Service2

Enjoy complimentary 24/7 concierge service that acts like a personal assistant. Receive help with all your tasks, big and small; from travel planning, dining reservations, sporting events and show ticket reservations.

Mastercard Travel & Lifestyle Services™2

 

You have access to a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.

MasterRental™ Coverage2

 

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

Unlimited Wi-Fi Access

Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.

Travel Accident Insurance2

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Trip Cancellation Insurance2

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Mastercard Airport Experiences

You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™

World class rewards

Get rewarded for every purchase you make1.

3X Points on Travel

Earn three Points per dollar spent on new airline, hotel, car rental purchases and more.

2X Points on Dining

Earn two Points per dollar spent on dining purchases. From your daily coffee shop to five star restaurants. 

2X Points on Home & Health

Earn 2X Points on essential purchases like groceries, gas healthcare and pharmacy.

Up to $3000 in spend between January 1 and June 30, 2021.

1X Points

Earn one Point per dollar spent on all other purchases.

Your Points can add up quickly1

Monthly Travel Dining Shopping Medical Gas Total Reward Points
Spend $700 $500 $500 $400 $300 $2,400
Rewards Points 2,100 1,000 500 800 600 5,000

Your Points can add up quickly1

Monthly Spend
Travel $700
Dining $500
Shopping $500
Medical $400
Gas $300
Total Reward Points $2,400
Monthly Rewards Points
Travel 2,100
Dining 1,000
Shopping 500
Medical 800
Gas 600
Total Reward Points 5,000

Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

60,000 Points, annually.

Redeem your points, your way!

20,000 Points

Can be redeemed for:

  • $200 Cash Back
  • Golf Equipment
  • $300 trip booked with HSBC Travel

30,000 Points

Can be redeem for:

  • $300 Cash Back
  • $300 Dining Gift Card
  • $450 trip booked with HSBC Travel

50,000 Points

Can be redeem for:

  • $500 Cash Back
  • Robotic Vacuums
  • $750 trip booked with HSBC Travel

Tap & go® for quick, secure payments

With tap & go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments. 

So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.

You use your phone for everything else, why not purchases?

Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up. 

Plus, when you pay with mobile, you’ll also make it easier to:

1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.  Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A. Please see your HSBC Elite World Elite Mastercard credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.

6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.

7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at Garmin.com/GarminPay.

8 LG Pay is a registered trademark of LG Corp. Compatible with select credit/debit cards from participating banks. Available on select LG smartphones. App is downloadable from the Google Play™ store. Tokenization adds an extra layer of security.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

HSBC Credit Cards are issued by HSBC Bank USA, N.A.

Mastercard and Tap & go is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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