Explore the best things about your
HSBC Elite Credit Card
International Cash Back Offers
Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.3
Everyday Value
Lyft
Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.
Shoprunner
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.
Get more from your card
Luxury Gifts
An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year.
$400 in Travel Credits
Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®
3X Points on Groceries
Take time in the new year to plan and prepare your favorite meals as a family or on your own.
Earn 3X Points on all your groceries - up to $3,000 spend from January 1, 2023 through March 31, 2023. Visit your local Co-Op or bakery, favorite grocery stores or wholesale Club and more to earn.
Travel the World
Trusted Traveler Credit
Get a statement credit for the $100 Global Entry® application fee or up to $85.00 to cover towards your TSA Precheck Application fee.
Rewards for Miles
Rewards for Miles has expanded to include 11 airlines and 2 hotel partners.
Unlimited Lounge Access
You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™
Enhanced Experiences
Priceless Cities®
Enjoy hidden-gem experiences and special-access events virtually and worldwide.
Priceless Golf®
Take your game to the next level with exclusive offers and experiences.
World class rewards
Get rewarded for every purchase you make1.
3X Points on Travel
Earn three Points per dollar spent on new airline, hotel, car rental purchases and more.
2X Points on Dining
Earn two Points per dollar spent on dining purchases. From your daily coffee shop to five star restaurants.
3X Bonus Points
Earn 3X Points on all your groceries, up to $3,000 spend from January 1, 2023 through March 31, 2023.
1X Points
Earn one Point per dollar spent on all other purchases.
Please Note: This Cardmember Agreement contains the Terms & Conditions for ALL HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at us.hsbc.com/contactus or call the number located on the back of your card.
| Monthly | Travel | Dining | Shopping | 3X Bonus | Gas | Total Reward Points |
|---|---|---|---|---|---|---|
| Spend | $700 | $300 | $500 | $400 | $300 | $2,200 |
| Rewards Points | 2,100 | 600 | 500 | 1,200 | 600 | 5,000 |
| Monthly | Spend |
|---|---|
| Travel | $700 |
| Dining | $300 |
| Shopping | $500 |
| 3X Bonus | $400 |
| Gas | $300 |
| Total Reward Points |
$2,200 |
| Monthly | Rewards Points |
| Travel | 2,100 |
| Dining | 600 |
| Shopping | 500 |
| 3X Bonus | 1,200 |
| Gas | 600 |
| Total Reward Points | 5,000 |
Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
60,000 Points, annually.
Redeem your points, your way!
20,000 Points
Can be redeemed for:
- $200 Cash Back
- Golf Equipment
- $300 trip booked with HSBC Travel
30,000 Points
Can be redeem for:
- $300 Cash Back
- $300 Dining Gift Card
- $450 trip booked with HSBC Travel
50,000 Points
Can be redeem for:
- $500 Cash Back
- Robotic Vacuums
- $750 trip booked with HSBC Travel
Manage your card online 24/7
From making a payment to transferring a balance, manage your account with just a few clicks.
Tap & Go® for quick, secure payments
With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments.
So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.
You use your phone for everything else, why not purchases?
Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up.
Plus, when you pay with mobile, you’ll also make it easier to:
- Shop online
- Make in-app purchases
- Pay with your smartwatch or tablet
Financial Wellness
1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A. Please see your HSBC Elite World Elite Mastercard credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.
3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.
6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.
7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at Garmin.com/GarminPay.
8 As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see https://www.us.hsbc.com/credit-card-resource-center/premier/#rewards for additional information. All third party-trademarks are the property of the respective owners.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Credit Cards are issued by HSBC Bank USA, N.A.
Mastercard and Tap & Go is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.