Explore the best things about your
HSBC Elite Credit Card
10% off stays at Dusit Hotels and Resorts
Escape to the ultimate retreat with exclusive offers on Dusit Hotels and Resorts. Your HSBC Mastercard saves you 10% on the best available rates, along with extra savings on dining and spa treatments.
Create moments and make memories with your HSBC Mastercard
From 1 July, 2023 through 31 December, 2023 enter for a chance to win and go from making purchases to making memories. Every purchase is another entry to win great prizes, like a trip for two to the Priceless city of your choice, New York, Chicago, Los Angeles, Miami, or Honolulu, or up to a $500 Mastercard Prepaid® card.
Enjoy 15% off car rental at Europcar locations worldwide
Get your summer plans on the road with 15% off car rental for HSBC cardholders.
All Europcar locations worldwide (excluding USA and Canada). All season long.
Everyday Value
Pay with Rewards
Points go 25% further when redeeming for eligible airline, hotel, or car rental purchases. Use Pay with Rewards to reimburse yourself for purchases using your points. Redeem 24/7 on the Rewards website.
DoorDash
New members get 3 free months of membership and $5 off their first order per month.
Lyft
Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.
Shoprunner
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.
Get more from your card
home&Away
Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.
Luxury Gifts
An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year.
$400 in Travel Credits
Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®
3× Points on Summer Fun
Earn 3× Points (up to $3,000 spend) when you use your card at amusement parks, tourist attractions, museums, recreational or sporting camps, golf courses or for sports club memberships from 1 July 2023 through 30 September 2023.
Travel the World
Trusted Traveler Credit
Receive one statement credit every 54 months for the $100 Global Entry® application fee or up to $85.00 to cover towards your TSA Precheck Application fee.
Rewards for Miles
Rewards for Miles has expanded to include 11 airlines and 2 hotel partners.
Unlimited Lounge Access
You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™
Mastercard Travel Rewards
Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.3
Enhanced Experiences
Priceless Experiences®
Enjoy hidden-gem experiences and special-access events virtually and worldwide.
Priceless Golf®
Play like never before, with priceless offers and global golf experiences.
World class rewards
Get rewarded for every purchase you make1.
3× Points on Travel
Earn three Points per dollar spent on new airline, hotel, car rental purchases and more.
2× Points on Dining
Earn two Points per dollar spent on dining purchases. From your daily coffee shop to five star restaurants.
3× Points Bonus
Earn 3× Points on Summer Fun from 1 July 2023 through 30 September 2023.
1× Points
Earn one Point per dollar spent on all other purchases.
| Monthly | Travel | Dining | Shopping | 3X Bonus | Gas | Total Reward Points |
|---|---|---|---|---|---|---|
| Spend | $700 | $300 | $500 | $400 | $300 | $2,200 |
| Rewards Points | 2,100 | 600 | 500 | 1,200 | 600 | 5,000 |
| Monthly | Spend |
|---|---|
| Travel | $700 |
| Dining | $300 |
| Shopping | $500 |
| 3X Bonus | $400 |
| Gas | $300 |
| Total Reward Points |
$2,200 |
| Monthly | Rewards Points |
| Travel | 2,100 |
| Dining | 600 |
| Shopping | 500 |
| 3X Bonus | 1,200 |
| Gas | 600 |
| Total Reward Points | 5,000 |
Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
60,000 Points, annually.
Redeem your points, your way!
20,000 Points
Can be redeemed for:
- $200 Cash Back
- Golf Equipment
- $300 trip booked with HSBC Travel
30,000 Points
Can be redeem for:
- $300 Cash Back
- $300 Dining Gift Card
- $450 trip booked with HSBC Travel
50,000 Points
Can be redeem for:
- $500 Cash Back
- Robotic Vacuums
- $750 trip booked with HSBC Travel
Tap & Go® for quick, secure payments
With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments.
So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.
You use your phone for everything else, why not purchases?
Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up.
Plus, when you pay with mobile, you’ll also make it easier to:
- Shop online
- Make in-app purchases
- Pay with your smartwatch or tablet
Important documents
Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.
Financial Wellness
1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A. Please see your HSBC Elite World Elite Mastercard credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.
3 Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
4 Google Pay is a trademark of Google LLC.
5 Samsung, Samsung Pay, Galaxy S7 and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
6 Fitbit, Fitbit Pay and the Fitbit Logo are trademarks, service marks and/or registered trademarks of Fitbit, Inc. in the Unites States and in other countries.
7 Garmin and Garmin logo are trademarks of Garmin, Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
8 As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see https://www.us.hsbc.com/credit-card-resource-center/premier/#rewards for additional information. All third party-trademarks are the property of the respective owners.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Credit Cards are issued by HSBC Bank USA, N.A.
Mastercard®, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.