Explore the best things about your
HSBC Elite Credit Card
See what’s new for 2021
Enhanced travel benefits, more Rewards points and surprise luxury gifts.
Your Offers
Instacart
Fresh groceries delivered.
Use your HSBC Credit Card and experience Instacart Express free for two months.
Now through March 31, 2021
Yousician
The gift of music.
Yousician provides interactive learning for guitar, bass, ukulele, piano and voice using its unique technology.
Use your HSBC Credit Card and get 35% off their premium products.
RosesOnly.com
Special occasions.
Use your HSBC Credit Card and get 10% off your purchase. Terms and conditions apply.
Valid now through December 30, 2021
YOOX
Save on designer brands at YOOX.
Get 10% off storewide, using the code HSBC + First 6 digits of HSBC Card. Terms and conditions apply.
Valid now through December 30, 2021
Get more from your card
Earn more Points
Earn 2X Points on essential purchases like groceries, gas healthcare and pharmacy.
Up to $3000 in spend between January 1 and June 30, 2021.
Luxury Gifts
An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 luxury gifts per year
$400 in Travel Credits
Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®
Everyday Value and Peace of Mind
5% Cash Rewards
Order everyday essentials in bulk online with Boxed. Earn 5% Cash Rewards you can redeem on future purchases.
Free 2-day Shipping
Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.
Travel the World
Trusted Traveler Credit
Get a statement credit for the $100 Global Entry® application fee or the $85 TSA Precheck application fee.
Rewards for Miles
Redeem unlimited Points for Miles with participating airline partners like British Airways, Emirates Skyward and more.
Unlimited Lounge Access
You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™
Travel Medical Insurance
If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.
World class rewards
Get rewarded for every purchase you make1.
3X Points on Travel
Earn three Points per dollar spent on new airline, hotel, car rental purchases and more.
2X Points on Dining
Earn two Points per dollar spent on dining purchases. From your daily coffee shop to five star restaurants.
2X Points on Home & Health
Earn 2X Points on essential purchases like groceries, gas healthcare and pharmacy.
Up to $3000 in spend between January 1 and June 30, 2021.
1X Points
Earn one Point per dollar spent on all other purchases.
| Monthly | Travel | Dining | Shopping | Medical | Gas | Total Reward Points |
|---|---|---|---|---|---|---|
| Spend | $700 | $500 | $500 | $400 | $300 | $2,400 |
| Rewards Points | 2,100 | 1,000 | 500 | 800 | 600 | 5,000 |
| Monthly | Spend |
|---|---|
| Travel | $700 |
| Dining | $500 |
| Shopping | $500 |
| Medical | $400 |
| Gas | $300 |
| Total Reward Points |
$2,400 |
| Monthly | Rewards Points |
| Travel | 2,100 |
| Dining | 1,000 |
| Shopping | 500 |
| Medical | 800 |
| Gas | 600 |
| Total Reward Points | 5,000 |
Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
60,000 Points, annually.
Redeem your points, your way!
20,000 Points
Can be redeemed for:
- $200 Cash Back
- Golf Equipment
- $300 trip booked with HSBC Travel
30,000 Points
Can be redeem for:
- $300 Cash Back
- $300 Dining Gift Card
- $450 trip booked with HSBC Travel
50,000 Points
Can be redeem for:
- $500 Cash Back
- Robotic Vacuums
- $750 trip booked with HSBC Travel
Manage your card online 24/7
From making a payment to transferring a balance, manage your account with just a few clicks.
Tap & go® for quick, secure payments
With tap & go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments.
So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.
You use your phone for everything else, why not purchases?
Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up.
Plus, when you pay with mobile, you’ll also make it easier to:
Shop online
Make in-app purchases
Pay with your smartwatch or tablet
Get started by adding your HSBC Credit Card today.
Financial Wellness
1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A. Please see your HSBC Elite World Elite Mastercard credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.
3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.
6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.
7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at Garmin.com/GarminPay.
8 LG Pay is a registered trademark of LG Corp. Compatible with select credit/debit cards from participating banks. Available on select LG smartphones. App is downloadable from the Google Play™ store. Tokenization adds an extra layer of security.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Credit Cards are issued by HSBC Bank USA, N.A.
Mastercard and Tap & go is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.