Premier credit card Rewards Program

Earn Points on purchases and redeem at Amazon, receive cash back, get merchandise, gift cards, travel rewards and more.

Your Premier Rewards Program

How you earn your Points:[@premrewardsprogram]

Earn 3x Points on gas and groceries
Earn 2x Points on travel purchases, including airline, hotel and rental cars
Earn 1x Points on all other purchases

How to use your Points

Book flights, hotels, and car rentals on HSBC Travel, powered by Priceline^TM[@premier-restrictions-limits-exclusions-short]
Pay for everyday purchases at Amazon.com[@amazon]
Get cash back[@cashback] via statement credits or direct deposit to an HSBC checking or savings account
Pay for your annual fee or eligible purchases with Pay with Rewards®[@pay-with-rewards]
Choose merchandise, gift cards and eGift cards from hundreds of your favorite premium brands[@premier-restrictions-limits-exclusions-short]

Reward yourself, or someone special today.

Visit the rewards site for more information on merchandise, gift cards and travel benefits you can receive through your rewards.

Explore rewards catalogue This link will open in a new window

How to redeem your Points online

It's easy to check your balance and redeem your Points online:

Log on to online banking.
Select your credit card from the account summary screen.
Select 'Manage' on the right side of the screen, then select 'View and redeem rewards' and you’ll launch the HSBC Rewards Program website. Your Points balance will be displayed on the screen.
Browse rewards by choosing a category from the menu.
Follow the instructions provided to redeem your Points.

Redeem now This link will open in a new window

HSBC Credit Card Rewards Program

Reward yourself, or someone special today.

Premier credit card benefits

All of your Premier benefits in one place and how to use them.

Credit cards

Enjoy a competitive range of rewards and benefits that complement your lifestyle.

Manage your credit card

Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.

Additional information

How Points are Earned: You earn Points when you use your card to make new purchases (minus returns, credits, and adjustments). All purchases and Points earned are based on the Merchant Category Code (“MCC”) under which the merchant processes the transaction. HSBC is not responsible for the merchant’s transaction description, or the exclusion of merchants within an MCC.

Rewards Redemption: All reward options are subject to limited availability and to the applicable terms, conditions and restrictions set by third-party suppliers. HSBC Bank USA, N.A. reserves the right, without prior notice, to replace existing reward items with new items, discontinue any reward item at any time; and substitute any reward with another of equal or greater value where necessary. Redemption levels, point values and reward availability may be amended or withdrawn at any time without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

HSBC credit cards are issued by HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.