Mortgage FAQs

Here are a few of the most common questions about HSBC mortgages. If you do not see an answer to your question below, please contact us.

If a loan was obtained to make an all-cash purchase, cash-out proceeds may be reduced by repayment amount(s).

2 Interest rate may increase per the terms stated in your adjustable rate note. ARM loans are not available in Rhode Island.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

If you are a servicemember on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.