How do I start the application process for an HSBC mortgage?Collapse Expand
What type of refinancing programs does HSBC offer?Collapse Expand
Does HSBC offer a "streamline" refinance program?Collapse Expand
What are the main types of mortgages?Collapse Expand
What is a VA mortgage?Collapse Expand
What is an FHA (Federal Housing Administration) mortgage?Collapse Expand
What is a SONYMA mortgage?Collapse Expand
What is the CommunityWorks®⁴ Mortgage Program?Collapse Expand
What is HSBC's First Home Club Program?Collapse Expand
How does my escrow account work?Collapse Expand
How is my homeowner's insurance paid?Collapse Expand
How do I know how much I can afford?Collapse Expand
How are my real estate taxes paid?Collapse Expand
What is Private Mortgage Insurance (PMI)?Collapse Expand
When is my due date?Collapse Expand
What are my payment options?Collapse Expand
How do I request a statement for my loan?Collapse Expand
I am having some payment difficulties. Can HSBC help me?Collapse Expand
1 Interest rate may increase per the terms stated in your adjustable rate note. ARM loans are not available in Rhode Island.
2 The minimum down payment assumes a FICO score of 580 and above; a 1 unit single family dwelling purchase and no cash out refinance transactions. Other conditions apply.
3 Down payment assistance loan available with a higher interest rate. Other conditions apply.
4 The CommunityWorks® program is only available in Washington DC and specific counties in CA, CT, DE, FL, MD, NJ, NY, PA, VA, WA. Certain income level restrictions may apply depending upon property location.
5 To receive the First Home Club grant, you must obtain a mortgage through HSBC Bank USA, N.A. and meet all program requirements.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.